Takes fees and closings costs for an installment loan. Sends fake and bogus wire transfer confirmation. Will use every delay and excuse in world as to why wire never sends. Will claim you need to pay an international tax and business fee then will never send funds. Complete FRAUD. Uses Citibank transfer confirmation that is not aurthentic. BEWARE OF THESE PEOPLE. ALSO USES JEFFREY ANDERSON AND BANK OF AMERICA. THEIF AND LIAR. Will talk of god and being and honest chirstian man and he's nothing but a lyng scum thief.