RICK36
fayetteville,#2Consumer Comment
Mon, December 17, 2012
i have been an insurance broker for 24 years and i will tell you that any life insurance policy you buy will have a 2 or 3 year contestability period of which they can deny claims until they get medical records or if they suspect a suspicious cause of death.
I will say that Gobe is not a very good company and uses this tactic quite often. They should only take a maximum of six months to investigate. Anything over that is ridiculous. I recommend you get an attorney and file a complaint with your insurance dept and the insurance commissioner in oklahoma or texas as Gkibe has an administrative office in mckinney tx. I am sorry for you loss and hope this helps.
ga
Sav.,#3Consumer Comment
Sat, September 15, 2012
Sorry for your lost I was the one that told you to contact the BOONSWANG Law FIRM ,please forgive me they were no help to me ,contact your INSURANCE COMISSIONER.And File a complaint form and send in all documents to support your claim he will get involve and investigate .Insurance Comissioner will not cost you a penny this is his jobs he works for the state.Donot listen to that person that stated all you going to get is your premiums back ,your policy was paid and by law Insurance Company suppose to pay 30 days after you submitt death certifciate etc.. this can be a bad faith judgement on the Insurance Part.Believe in God and not man and God will intervene and do what man can;t do .Just Pray and trust God it will work out you will receive that check.
Paul
tulsa,#4Consumer Suggestion
Tue, March 13, 2012
Unfortuantly since he died with in two years of you getting the insurance you are probably screwed. I dont know about your specific policy but a lot of small policys like that say if they die with in two years all you get are your primium payments back, but at least you get something.
Sorry about your loss.
Paul