- Report: #277403
Complaint Review: GOLDSMITH AND HULL - ENCINO California
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GOLDSMITH AND HULL
16000 Ventura Blvd., Suite 900 ENCINO, 91436 California, U.S.A.
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GOLDSMITH AND HULL HARRASSMENT FOR A DEBT THAT WAS A IDENTITY THEFT, CAUSING FINANCIAL HARM ENCINO California
My identity was stolen in 2002 and after the CC companies refused to listen to me First Usa and National City decided to send their attorney/collection dogs on me for these debts. First Usa finally acknowledged the debt was arbitrated and was in my favor and wrote it off. NATIONAL CITY REFUSED TO ACKNOWLEGE ANYTHING. GoldSmith and Hull is the 3rd company they have sent after me to try to collect this fraudulent debt. THEY HAVE CONTINUED TO FILE FRIVIOULOUS COURT DOCS, REQUESTING ALL KINDS OF INFORMATION WHICH I HAVE TO RESPOND TOO, and most recently was able to find out who my physician is and is subpoenaing my medical records saying i used my credit to pay my copays. WHICH I DIDNT DO BUT THEY WONT GIVE ME A COPY OF THE FILES TO PROVE IT. Instead i have to hire an attorney to quash the request which will cost me 2-3 thousand dollars. I never applied for this credit card, someone else did in my name.
THEY HAVE FORCED ME INTO BANKRUPTCY. THIS COMPANY IS OPERATING OUTSIDE THE LAW AND YES THE TIME FOR COLLECTIONS OF THESE DEBTS HAS EXPIRED. YOU CAN CHECK THIS OUT YOURSELF
(((Redacted)))
UNTIL SOMEONE SUES THEM, THEY WILL CONTINUE TO ACT HAS HITLER IN n**i GERMANY TRYING TO BULLY PEOPLE INTO PAYING FOR BAD OR FRAUDULENT DEBTS
Lucinda
Lodi, California
U.S.A.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
THEY HAVE FORCED ME INTO BANKRUPTCY. THIS COMPANY IS OPERATING OUTSIDE THE LAW AND YES THE TIME FOR COLLECTIONS OF THESE DEBTS HAS EXPIRED. YOU CAN CHECK THIS OUT YOURSELF
(((Redacted)))
UNTIL SOMEONE SUES THEM, THEY WILL CONTINUE TO ACT HAS HITLER IN n**i GERMANY TRYING TO BULLY PEOPLE INTO PAYING FOR BAD OR FRAUDULENT DEBTS
Lucinda
Lodi, California
U.S.A.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
3 Updates & Rebuttals
Problem Solver
California,United States of America
It is your responsibility
#2Consumer Suggestion
Tue, January 15, 2013
Did you prove your identity was stolen? If G & H was the 3rd company to get the debt you should have gone through this with the first 2. It was most likely your failure to prove identity theft why G & H kept proceeding as requested by their client.
Problem Solver
California,United States of America
Why you were held responsible for this fire
#3UPDATE Employee
Tue, January 15, 2013
The letter you received from Goldsmith & Hull is to notify you of a civil claim against you, in this case stemming from the fire. Goldsmith and Hull was most likely hired by the owners insurance company (State Farm) to recover the funds they had to pay due to the fire. You were named the responsible party most likely based on the rental agreement you signed with the owner when renting the house. Most rental agreements hold the tenant liable for any damage to the property regardless if it was an accident or a guest caused the loss. (Read your lease agreements before you sign them!)
Goldsmith and Hull did not violate any FDCPA laws, mainly because this is not a debt. It is a tort. What Goldsmith & Hull was doing is called "Subrogation". It is common among any insurance company and they will do so for any losses they pay that stem from someone elses negligence. (Auto, Home or Commercial) As for your property in the home that was burned, renters are advised to carry their own insurance to cover their personal property.
The law gives a 3 year statute (in California) to pursue the responsible party, at which time the only way to protect the statutes for the insurance company is to file a lawsuit against you. If you were not sued and 3 years from the date of the fire has past, consider yourself lucky.
I hope this helps.
Collectorman
Sun Valley,California,
U.S.A.
The problem with Identity Theft...
#4Consumer Suggestion
Fri, June 26, 2009
A huge percent of people who are contacted by debt collectors try to claim that their Identity was stolen, that's how the debt was incurred. PROBLEM, is that no one wants to prove it. It is NOT up to the collection agency to prove that YOUR identity was stolen, that is not their job. Now if the original creditor, First USA, acknowledged fraud and wrote it off, getting any subsequent collection firms/law offices off your back is as easy as 123. 1. Get a letter from First USA stating that they acknowledge the fraud, and have written the debt off as such. 2. Keep that letter, and fax it to any jerk trying to collect on the fraudulent account. 3. ... Wait, that's it. It's as easy as One, Two. I guess some people can't count so well... maybe that's why they dug themselves into debt?? Collectors are people too! 8]
