- Report: #31600
Complaint Review: Heilig Meyers OSI - Fort Walton Beach Florida
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Heilig Meyers OSI
Fort Walton Beach Florida Fort Walton Beach, Florida, U.S.A.
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Heilig Meyers OSI I had 2 previous accounts with these people both accounts are paid and show unpaid on credit report preventing a home purchase for my family victimized many consumers Fort Walton beach Florida
In 1993 I had a small account with this company. The account was paid on time and paid in full. It showed up as negatory on my credit report. I went in to the store and they said it would be removed from the record and it was their error. In 1999, like an idiot, I opened another account with Heilig-Meyers. I had went in and paid the account in full to reduce my monthly debt in 2000.
Now It is showing a balance of $851 in neragatory debt on my credit. The week after I paid the account the business location was closed down and it is rumored that the company has gone into bankruptcy. I have these 2 marks on my credit and they are now causing me to have to struggle and fight to try to get a mortgage loan and buy a home for my family.
David
Fort Walton Beach, Florida
Now It is showing a balance of $851 in neragatory debt on my credit. The week after I paid the account the business location was closed down and it is rumored that the company has gone into bankruptcy. I have these 2 marks on my credit and they are now causing me to have to struggle and fight to try to get a mortgage loan and buy a home for my family.
David
Fort Walton Beach, Florida
5 Updates & Rebuttals
Leslie
Houma,Louisiana,
CONFUSED
#2Consumer Comment
Thu, November 14, 2002
Iam a singal Mother I have been paying my acc# for over a year and Iowe them more now than when I opend my acc# Ihave tryed to call the bogas phone numbers and got nothing I really need some ono to help me with this HELP the money I keep sending I could use for my children.
Nancy
Huntsville,Alabama,
Heileg Class Action Settlement
#3Consumer Suggestion
Wed, November 06, 2002
If you financed a purchase from Heilig Meyers or HMY RoomStores prior to 2000 you may be part of the class action, however you must be added prior to November 30, 2002 Details available http://www.h-mclasssettlement.com/ If the link is removed through publishing, do a search on Heilig Meyers Settlement.
Brian
Fort Walton Beach,Florida,
How to resolve negative Heilig Meyers accounts!
#4Consumer Suggestion
Sat, October 12, 2002
I ran into the same problem last year, but was able to resolve it very easily. If you send a dispute to the credit bureaus (Equifax, Experian, TransUnion), they will then send a form to the company. If the information cannot be verified (or if they don't respond, since they are closed) the entire account will be automatically removed from your credit report. This must be done by law, according to the Fair Credit Reporting Act. You can even send in your dispute online by going to www.equifax.com. It takes about 5 minutes of your time, but it is well worth it... take my word for it!
Brian
Fort Walton Beach,Florida,
How to resolve negative Heilig Meyers accounts!
#5Consumer Suggestion
Sat, October 12, 2002
I ran into the same problem last year, but was able to resolve it very easily. If you send a dispute to the credit bureaus (Equifax, Experian, TransUnion), they will then send a form to the company. If the information cannot be verified (or if they don't respond, since they are closed) the entire account will be automatically removed from your credit report. This must be done by law, according to the Fair Credit Reporting Act. You can even send in your dispute online by going to www.equifax.com. It takes about 5 minutes of your time, but it is well worth it... take my word for it!
Brian
Fort Walton Beach,Florida,
How to resolve negative Heilig Meyers accounts!
#6Consumer Suggestion
Sat, October 12, 2002
I ran into the same problem last year, but was able to resolve it very easily. If you send a dispute to the credit bureaus (Equifax, Experian, TransUnion), they will then send a form to the company. If the information cannot be verified (or if they don't respond, since they are closed) the entire account will be automatically removed from your credit report. This must be done by law, according to the Fair Credit Reporting Act. You can even send in your dispute online by going to www.equifax.com. It takes about 5 minutes of your time, but it is well worth it... take my word for it!
