Steve
Bradenton,#2Consumer Suggestion
Sat, January 19, 2008
Buzz, I, too live in Florida, and have done the default thing. Before anyone can sieze ANYTHING, they MUST first sue you and win. Then they must get a court oder based on that judgement. If you were notified of a lawsuit against you and you failed to respond, that is your fault. If you failed to respond, they just got a default judgement against you. If you have such severe health problems and knew you had iminent financial burdens, WHY would you pay cash for 2 vehicles of that amount! You should have hidden the cash and filed bankruptcy. That would have protected you. FYI...when stuff is siezed or repo'ed and goes to auction, there is no requirement for them to get top dollar. They get whatever they can get. This is why you should have protected yourself in the first place.
Steve
Bradenton,#3Consumer Suggestion
Sat, January 19, 2008
Buzz, I, too live in Florida, and have done the default thing. Before anyone can sieze ANYTHING, they MUST first sue you and win. Then they must get a court oder based on that judgement. If you were notified of a lawsuit against you and you failed to respond, that is your fault. If you failed to respond, they just got a default judgement against you. If you have such severe health problems and knew you had iminent financial burdens, WHY would you pay cash for 2 vehicles of that amount! You should have hidden the cash and filed bankruptcy. That would have protected you. FYI...when stuff is siezed or repo'ed and goes to auction, there is no requirement for them to get top dollar. They get whatever they can get. This is why you should have protected yourself in the first place.
Steve
Bradenton,#4Consumer Suggestion
Sat, January 19, 2008
Buzz, I, too live in Florida, and have done the default thing. Before anyone can sieze ANYTHING, they MUST first sue you and win. Then they must get a court oder based on that judgement. If you were notified of a lawsuit against you and you failed to respond, that is your fault. If you failed to respond, they just got a default judgement against you. If you have such severe health problems and knew you had iminent financial burdens, WHY would you pay cash for 2 vehicles of that amount! You should have hidden the cash and filed bankruptcy. That would have protected you. FYI...when stuff is siezed or repo'ed and goes to auction, there is no requirement for them to get top dollar. They get whatever they can get. This is why you should have protected yourself in the first place.
Steve
Bradenton,#5Consumer Suggestion
Sat, January 19, 2008
Buzz, I, too live in Florida, and have done the default thing. Before anyone can sieze ANYTHING, they MUST first sue you and win. Then they must get a court oder based on that judgement. If you were notified of a lawsuit against you and you failed to respond, that is your fault. If you failed to respond, they just got a default judgement against you. If you have such severe health problems and knew you had iminent financial burdens, WHY would you pay cash for 2 vehicles of that amount! You should have hidden the cash and filed bankruptcy. That would have protected you. FYI...when stuff is siezed or repo'ed and goes to auction, there is no requirement for them to get top dollar. They get whatever they can get. This is why you should have protected yourself in the first place.
Buzz
Lake City,#6Author of original report
Tue, January 15, 2008
Hello-- http://www.hidayricke.com/contactus.html Your firm had a bank levy drawn up against me and had my 1999 Cadillac and 2004 Honda Scooter seized by the Columbia County Sheriff's Office. This occurred yesterday, 24 July 2007. Said vehicles are now in their impound lot. I called and they want all the money I owe you at once. Six grand plus five years of 9% interest. I'm on Social Security Disability and had a massive heart attack on April 28, 2007. I take nine perscription pills each day. I need at least one of those vehicles preferably the car to go to doctor appointments and get my medications. I paid 13 grand for that car two years ago. And 9 grand for the scooter three years ago. Cash money in full for the both of them. That's $22,000 dollars! Could we make some sort of deal where I pay you each month and get my rides or one ride back? That's why I'm in arrears now it took me over three years of waiting to get Social Security. I owe you and several others as well. There's no way I can afford what you'd want at auction. You already have a judgement against my real estate. How can you take my vehicles as well? It makes no sense? Meanwhile I'm stranded here ten miles from town. If my PAID FOR vehicles must be sold to satify your debt then so be it. But I thought I'd run this one by you first? Thanking you I am-- ------- I have no problem paying those fools but expected a "fair price" for a nine thousand dollar machine. No way did I receive anything even remotely "fair." I got the car back after paying $300 down and $150 per month for the next 'forever.' Had the scooter been sold for a reasonable amount my total debt would be almost moot now. The debt was for an old Visa card that I couldn't afford to pay on any longer. The minimum payment alone was more than I could manage. The scooter was to be sold and the selling price deducted from my bill. Oh well, FEMA is a loser here too. They're the ones who paid for that Honda after Hurricane Frances came through the area and flooded me out in '04...
Robert
Bowie,#7Consumer Comment
Tue, January 15, 2008
But first, if it was worth as much as you claim, why didn't you sell it and pay it off? And of course, how is it anyone's fault but your own, that it was repo'ed anyway?
Steve
Bradenton,#8Consumer Suggestion
Tue, January 15, 2008
You forgot the main part of the story! WHY was it sold? Was it sold for unpaid repairs?