Complaint Review: HOMESIDE LENDING - SAN ANTONIO Texas

8/7/02 I sent in $4,500, in brief, today three months later I am informed by homeside lending company that I am two month delinquent. Briefly, my mortgage payments are $269. a month but Homeside UNAUTHORIZED payment of misc fees paid out of the $4,500 to attorney fees in the amount of $2,039 for fees? Briefly, for pass 1 1/2 year Homeside has been charging me and paying for Charter Insurance accidental death/dismemberment policy and legal/financial insider services @ '$17.45 x 18 mos. about $400 for a service that has been cancelled for over a year!

The reason why have removed links or phone numbers from this report is because people have, in the past, attempted the following, ...all too often.

Posting LINKS

Many times links to unknown web sites will cause your pc to freeze up and /or cause you to get a computer virus, virtually rendering your computer useless. Most of the time, this is the work of a Company or an Individual who has been reported.

Many Government links are no better than the BBB and are just a waste of time, giving you false hope. Many government sites (like the BBB) just collect all information from you, the consumer, but never make that information available, so consumers will NOT be educated as to what exactly they should be looking out for. On the other hand, many government agencies have and do come to the Rip-off Report for information. We have been assisting many government agencies for some time now, including the FBI and Attorney General offices from around the country..

Now that all these Rip-off Reports are out in the open for everyone to see, in a way, this embarrasses these agencies into doing something when they see so many reports on a Company or Individual, because they are now out in the open for all to see. Unfortunately, many (not all) Attorney General Office's and government agencies will not move against a rip-off unless there is going to be some sort of publicity on the rip-off. By reporting your experience on the Rip-off Report, is the next best thing to getting your story on TV or in a newspaper. Most national TV networks and many local TV stations from all around the country come to the Rip-off Report for information they will not get from the BBB, Attorney General office's or any other government agency. Rip-off Report has instigated many local and national stories, resulting in help for victims, in one way or another. Most government agencies will never even bother with rip-offs unless it involves $50,000 or more. Now that the government is cutting back even more dollars for these types of programs, this number will even get higher and we can expect even less to get done, by even less people to work on all these rip-offs.

LAWYERS :

We have also struggled with the following for a long time..

The reason why we delete phone numbers, ..all too often unscrupulous lawyers or individuals posing as lawyers are collecting victims information to only further victimize them. Many times, well-meaning consumers think they are going to collect names and get them to a lawyer who will do something. In every case we have allowed a consumer victim to do this, nothing has ever came of it. Consumers were under the impression that something will be done to get them help. In every case this did nothing but lead the consumer on, further victimizing them, and some consumers were mad at us. We feel it is our responsibility to check the legitimacy of the lawyer before advertising their service on the Rip-off Report.

We will also not allow lawyers to use this web site for free when they will end up taking a large amount of fees, leaving the victim with very little. There are many competent lawyers out there that know how to get the unscrupulous Companies or Individuals who ripped you off, to pay their fees. Those lawyers capable of this can post their numbers after checking with us here at the Rip-off Report.

POSTING YOUR E-MAIL ADDRESS:

For similar reasons as mentioned above, we will not allow individuals to post e-mail addresses, so they can be contacted for more info they claim they cannot post. If that person can contact YOU and get the information, so will everyone else be contacting you anyway, and, if it's good enough for them to receive it by contacting you, then you should be able to post that information for everyone to see and know about. And, many times, in an attempt to get your contact information, consumers will leave an email address; this is just a ploy to sell you a product or some other service. Most likely, you will end up on other junk mail lists. ..if they have something to sell, they should place an advertisement showing support to Rip-off Report.com so we can further help consumers.

ORGANIZING A CLASS ACTION LAWSUIT:

Additionally, any attorney who is interested in suing a particular company on this website may contact us directly. It is generally inappropriate to solicit business using this website other than through prior arrangement. This is largely because we need to ensure, the best we can, that our readers are not being taken advantage of, once again.

If you see a company with a good number of reports, we have the database of contact information. We will e-mail those victims to contact you. Often we have additional information which does not appear on the Rip-off Reports. We are anxious and willing to join forces to stand up for the rights of consumers and help them get justice. E-mail us.

ADDITIONAL NOTE ...about our advertisers:

As an extra added precaution to our readers, even all our PAID advertisements are checked out to the best of our ability before allowing them to be placed on the Rip-off Report. WE have turned down many advertisers to date. Advertisers on the Rip-off Report know, they are not immune from a Rip-off Report being filed on them. How many times do you see Rip-off companies advertising on TV and in publications when you know there are so many complaints about them!

We welcome your feedback on this subject.

Click on the REBUTTAL BOX below and submit a Consumer Comment so everyone can see.

ED Magedson
[email protected]
badbusinessbureau.com
www.ripoffreport.com

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Nationwide Consumer Reporting News Agency
...by consumers, for consumers

I was a homeowner until Homeside stole my home from me. Their attorney has continuously lied in order to justify the theft and he's currently under investigation by the Arizona State Bar. They tried to extort money from me. They are crooks who need to be stopped!

Please post your own Rip-off Report so others will know.

MY HUSBAND AND I HAVE HAD NOTHING BUT TROUBLE WITH HOMESIDE LENDING.OUR HOUSE PAYMENT WENT FROM 548.93 TO 647.40 AND THEN IT JUMPED AGAIN TO 843.25...

MY HOUSE IS ONLY WORTH 62,900.00 I SHOULD BE LIVING IN 175,00.00 HOUSE TO BE MAKING THAT KIND OF A HOUSE PAYMENT, WE ARE ONLY 22 YEARS OLD TRYING TO MAKE IT IN THE "REAL WORLD" AND THEY ARE MAKING IT VIRTUALLY IMPOSSIBLE!!!!

YOU CAN NEVER SPEAK TO A MANAGER ALL YOU GET IS THE TEENAGE TELEMARKETERS THAT CAN'T DO CRAP BUT MAKE YOUR PAYMENTS HIGHER....

I'M READY FOR A LAWSUIT AGAINST THIS COMPANY!!!! I'VE READ A COUPLE OF STORIES OF PEOPLES ESCROW BEING SHORTED AND THATS OUR PROBLEM!!!

LETS GET HOMESIDE SHUT DOWN!!!!!!!!!!