- Report: #58011
Complaint Review: Household Finance - Various Nationwide
-
Author Confirmed
Why?
Household Finance
http://www.household.com/corp/index.jsp Various, Nationwide, U.S.A.
Phone:
800-333-7023
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Household Finance Predatory Inept Obtuse [yes that's a fancy word for stupid] and Just Plain Aggravating Nationwide
I'm not going to moan too much. I'm in the process of moving onward as we speak. But I wanted to join the ranks of those pointing the bad-company finger at Household with one hand and giving a there-there pat to the back of its debtors.
Been there, done that. The straw that broke my back was that they returned via regular mail (received May 16, 2003) a payment I made to them on April 16, 2003 via electronic bill pay with only the notation "per collections." The following Monday (May 19), I received a phone call from my bank saying Household had "refused" two other payments [paying extra is the only way to put a dent into the principal, but, of course, the lender would have to apply it to the principal the way they're supposed to wouldn't they].
But I promised I wouldn't go on. Nutshell: They have threatened (and perhaps already commenced) foreclosure proceedings. I don't care any more. I didn't even pick them. They picked me (bought my loan from a third party lender that I used to get away from the Money Store). What do they say? Out of the frying pan into the fire?
Bottom line -- scrimp, save, beg, do without -- but don't ever borrow money from these people. They're just waiting for you to make one wrong move and BAM! the domino effect from...
Thanx for listening,
Meg
Columbus, Ohio
U.S.A.
Been there, done that. The straw that broke my back was that they returned via regular mail (received May 16, 2003) a payment I made to them on April 16, 2003 via electronic bill pay with only the notation "per collections." The following Monday (May 19), I received a phone call from my bank saying Household had "refused" two other payments [paying extra is the only way to put a dent into the principal, but, of course, the lender would have to apply it to the principal the way they're supposed to wouldn't they].
But I promised I wouldn't go on. Nutshell: They have threatened (and perhaps already commenced) foreclosure proceedings. I don't care any more. I didn't even pick them. They picked me (bought my loan from a third party lender that I used to get away from the Money Store). What do they say? Out of the frying pan into the fire?
Bottom line -- scrimp, save, beg, do without -- but don't ever borrow money from these people. They're just waiting for you to make one wrong move and BAM! the domino effect from...
Thanx for listening,
Meg
Columbus, Ohio
U.S.A.
