Flynrider
Phoenix,#2Consumer Comment
Tue, March 09, 2010
If you haven't already, I'd let the surgeon know he's sending his patients to scammers.
This has all the earmarks of the Advance Fee Loan Scam. You didn't mention it, but were you required to send the money via Western Union or Moneygram? Was it sent outside the country? Those two things are sure signs that you've been scammed. When transferred through those companies, the money is not traceable. When transferred outside the U.S. that virtually guarantees that U.S. law enforcement will not have jurisdiction where the money was received.
It's unlikely you'll ever see your money again. You weren't dealing with an actual company. Just a couple of scammers with throwaway cell phones and public Internet access who were pretending to be a lending company. After awhile they'll dump the phones and recycle the scam with a new business name and new phone numbers.
The FTC has more info on this scam here :
http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm
Basically, anyone wanting to charge you a large upfront payment for "insurance" or "collateral" is trying to scam you. Real lenders don't work that way.