Mandy
Ladson,#2Consumer Suggestion
Sat, March 10, 2012
Insurance companies often balk at paying much of anything if they believe a 3rd party may be responsible. Was your mother at fault, or was another driver at fault? If another driver was at fault, then your mother should get all the care recommended by the doctor and bill the other person's auto insurance. If the other person's insurance refuses to accept liability, or if the other person is uninsured, she can get an attorney to fight for payment of her medical bills. There are attorneys that specialize in this.
If it's not 3rd party liability, and her insurance won't pay, maybe she can qualify for financial aid through the hospital. Many hospitals have a program for that, but they won't tell you about it. You have to ask the patient accounting department about it.
The best to you and your mom.
patti
United States of America#3Consumer Comment
Fri, March 09, 2012
You can always sign her out on an AMA (Against Medical Advice). The hospital just won't take any liability for anything that happens to her. Humana is not interfering with your medical decisions either. They are just telling you what they will pay for. You can always pay for it outside of insurance.