Eddie B,
Clayton,#2Consumer Comment
Sat, October 05, 2013
My Name is Eddie B of Clayton, NC. I just found more about this cam Humana Insurance is doing to ripp off
Unsupecting Consumers. If you sign up for their Dental or Vision Plan , You must pay initial 59.00 fee.
What you find out or don't find out until it's too late to cancel this sub-standard insurance is that you have
joined an association and the monthly dues are your premuim and your locked in to a one year contract. That
is why limited procedures. These corporations every day are looking for ways to bend or go around regulations
so they beef their bottom line and laugh all the way to the bank!!!!!!!
My GOD I am so angry, becuase being on limited income from Disabilty only its always the one's that least
can afford that become the PREY!!! Maybe a Class Action Attorney should look into this. Because they don't
mention it on the web site where you buy and enroll.
Respectfully,
Eddie B.
of Clayton, N.C.
WhatALife
Around,#3Author of original report
Fri, October 04, 2013
Just stick with it, and keep fighting them... There is no reason why they should be able to abuse the power they have. I really dislike this company for all the BS it feeds people.
WhatALife
around,#4Author of original report
Fri, October 04, 2013
This is interesting you seem to set my opinion for me without really any knowledge; actually I lived in Texas at the time. They wanted me to go from Killeen to San Antonio to see a dentist, and please take the time to call the company yourself. When I opened that policy, I was told many lies.... There is a major flaw in the health care system, period. I have educated myself in finding insurance vs. then.
A) you pay a "set up fee" it came to around 50 bucks,
B) Nobody should have an extended waiting period just to have your teeth cleaned.
C) You obviously never had to deal with them.
F) you know what you can do with that, and enjoy it! I won't be responding again, I only play with trolls once.
Eddie B,
Clayton,#5Consumer Comment
Thu, October 03, 2013
I too bought a dental plan from HumanaOne for 18.99 month and a One time Initial Filing Fee for 59.00, When I got the plan in September 2013 and I discovered what was not covered, I figured I would keep it for a month and cancel it. I got NC Blue Cross Dental Blue for 39.00 month which covers everything. I contacted Humana through my web portal that you register for to cancel the policy, I emailed them 4 times. They never replied once to me request. I also tried to call them two to three differnt times only to be cut off. I finally made it through only after the consumer rep told me its after 30 days and I can not cancel my policy at all. that means they will continue to charge my credit card for every month until the appeal grievance letter I had to write is answered which can take 30-60 days and their is no guarantee they will cancel and or refund the policy. This why I am so angry, this whay you must have Federal regulations. Consumer rights are being stripped away by conservatives in Congress. I have contacted my Dept of insurance, My credit Card company and the FTC if they ever open again. I will Prevail.
Eddie B.
Clayton, NC
I am the law
Chicago,#6Consumer Comment
Tue, September 13, 2011
Ok, obviously I can't see your policy or anything, but something doesn't sound right here.
Do you live out in the boonies or something? Are you telling me that there are NO dentists closer than 50 miles from your home? I highly doubt that. I don't think you heard something right.
And second, the hours of operation you were provided from the customer service rep are only based on WHAT THE DENTIST TOLD THEM WHEN THEY STARTED WITH HUMANA. So, if their hours have changed since then, they'd have to inform Humana of the change. Why don't you blame the dentist for not updating his/her information with Humana?
Third, I'm not sure what you're trying to say with this whole $50 scenario, but I'd imagine the reason you didn't get the full amount back is either:
A. You have either a deductible or some coinsurance on your policy. (I'd be surprised if you didn't)
or
B. The dentist filed under some sort of out of network name or tax ID and you're getting a lower benefit because of that.
You need to get this primitive "insurance companies are evil and just out to screw you over" mentality out of your head. Take the time and listen to what the Humana rep is telling you. File an appeal if necessary.
Jeanski
Buffalo,#7Consumer Comment
Mon, August 22, 2011
Thanks for posting this. I was just thinking of signing on for their insurance. I called the dentist that was recommended by them (in the plan) and turns out Humana's information wasn't up to date. Saved me a few bucks!