On June 13, 2015 I-Payment Inc. aka, Card Payment solutions withdrew $231.00 from my business account without authorization for a "PCI" fee. In May 2015 I received a letter stating that this fee would be $20.00 yearly. I reported this fraud to the better Business Bureau and was immediately refunded the money. On 7/29/2015 the company withdrew $350.00 and described the withdrawel as a "cancellation fee". I believe the company's fraudulent activity should be reported and stopped. I have reported them to BBB and also to the fraud department of the bank. Unfortunately, merchant services need access to the business account so they can deposit. This is the worse company I have dealt with. Upon calling the representitive, I was told that he was in the hospital and there was no other rep to service me. I was also told by the rep that the contact was a month-to month agreement that could be canceled with a thirty day notice, which was given to them in June.