Leanne
Calabasas,#2UPDATE Employee
Fri, February 08, 2008
First, unfortunately, I could not locate this account with the information provided. However the policies regarding account closure are all the same. We require written notification with the merchant's signature with 30 day notice. The letter can be faxed or mailed. That's all that need be done to close an account. If you called 3 times and were given this procedure 3 times but did not follow it, then I can see why the account was not closed. But issuing an account that was not requested? That's a different matter. Our merchant applications can either be completed online or with a representative by fax or face to face. In some rare cases it's by mail. If you are saying that someone stole your identity to apply for an account, that's a serious matter you need to bring to our attention immediately. I would also suggest filing a police report and putting a HAWK alert on your credit. Aside from that, if you are saying that you simply did not want the account, then the closure procedures would still apply.