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  • Report:  #536264

Complaint Review: Integrity Auto-Honor Finance - 1731 Central St. Evanston, IL 60201 Nevada

Reported By:
The Victim - Chicago Heights, Illinois, United States of America
Submitted:
Updated:

Integrity Auto-Honor Finance
1731 Central St. Evanston, Illinois 60201 1731 Central St. Evanston, IL 60201, Nevada, United States of America
Phone:
847-733-0300
Web:
http://www.honorfinance.com/
Categories:
Tell us has your experience with this business or person been good? What's this?
This company is one the worst in the game right now. I only hope that this message reaches as many people as possible. I ended up getting tricked into buying my car which is a 1998 Grand Marquee.

I just had my son, my credit was bad and I needed a car(first buyer) for work and doctor visits. These snakes made me believe that I couldn't get around a low interest rate even with a job and 2500 dollars down.( On a 1998 remember and this was in 2006)

I was told that if I made on time payments for a year straight that I could get a lower rate and trade my car in for something nicer. I made payments for 15 months straight sometimes ahead of myself, but then I lost my job because of the economy.

Well when it came time to trade in I was told no because I had no job and I was like 2 months ahead then. I tried to refinance to get my monthly payments lower since no income was coming up but again I was told no.

I have given these crooks like 10,000 dollars for my car already(1998 Grand Marquee) and they are still hounding me for like 2 more thousand. I know in the end I am going to have to pay it unless a miracle happens.

My goal is simple: I attend Devry University in Chicago, Illinois. I am currently in the Electronic Engineering program close to being finished. I plan to send this web site link to all staff and students who attend Devry in the United States. I will inform all people that I am linked to about Honor. If enough people know maybe they will get less sales making it easier for them to disappear and harder to scam the next innocent person.

If you don't have excellent credit Honor will finance you but you would be better off buying a car from someone you don't know. At least that way if you get robbed you know it didn't go to a corporation that has big money already. 


3 Updates & Rebuttals

Rthomas79

Chicago,
Illinois,
USA
Unrealistic

#2Consumer Comment

Mon, October 10, 2016

You showed NO INCOME!!!  No lender in their right mind would re-finance or offer new credit when you have no verifible way to pay the future obligation... No matter how well you performed in a short period of time before the incident.  They do not want to get stiffed nor set you up to fail.  I think it is safe to assume that any discussion of potentially refinancing or trading you out of your loan/car was on the premise that your income and residency would remain the same or improve.  Having a car is not a right, nor a requirement in Chicago.  Perhaps you should lookj into public transportation!  Good Luck!!!


The Victim

Chicago Heights,
Illinois,
United States of America
Tricky consists of lying and cheating!!!If you lie to a cop what happens?????

#3Author of original report

Tue, December 29, 2009

I was told that if I made a year payments on time I could trade in.I went past a year and was almost five months ahead after I lost my job. Now if I was told sure you can trade in or refinance in a year but if you lose your job it's not our problem, I would have kept my money! And to top it off I knew the situation so I didn't want to trade up I wanted to trade down to get a lower payment, duhhhhhh! Nope that couldn't happen either. They just wanted me to stay locked at my interest rate. Intergrity is part of Honor and visa versa so if one does wrong the other knows about it. They lie and cheat just to get what they want. It's a normal thing to them, I can only image what lies and cheating acts go on outside of work, like in there homes. I bet they lie to their wife and kids all the time about anything as long as they get that money. I pray everyday for their karma to catch them!!!!


Jim

Orlando,
Florida,
USA
You Had NO Income!

#4Consumer Comment

Tue, December 15, 2009

The granting of credit depends on your ability to repay the loan.  By your own admission, you lost your job which means loosing your income which also means having no ability to repay the loan.  Its that simple.

You also admitted you have bad credit or no credit.  They were correct in telling you getting a low interest loan would be next to impossible. 

Where is the trickery???

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