Glenn Kastner
Conifer,#2Consumer Comment
Tue, January 12, 2010
I wanted to clear up some of the misconceptions about IAB / International Association of Benefits. Looking at some of the complaints, I've seen some people who were unclear about what IAB really offers. I've been a member of IAB (and an associate) since 2002 and I LOVE the program. I have personally helped hundreds of individuals, families, and businesses get the benefits they normally couldn't get due to existing conditions, costs, underwriting, and dozens of other reasons.
IAB is committed to making a positive influence in the lives of families and individuals by providing affordable access to a variety of benefits which include savings on insured and non-medical services that in most cases are available only to large groups and companies. By educating our members on these benefits it is our goal to enhance their lifestyle.
IAB has relationships with licensed insurance companies that have issued a group insurance policy to the association. This allows IAB to make certain limited insured benefits available to our members. IAB has memberships plans which offer automatic enrollment in these group policies (medical, hospital, dental, accident) without the need for underwriting or qualifying, no long term contracts, no need for physical exams or a personal medical history, and regardless of previous or current health conditions. Also, as a member there are benefits included in your membership such as identity theft, legal, and dozens of other benefits that provide you with security, safety, and peace of mind.
If you have ANY questions or concerns, please feel free to contact me for detailed information about IAB. If you understand what IAB offers, you too will be a member for multiple years.
Glenn Kastner www.iabmemberships.com
Mark
Hayes,#3UPDATE Employee
Thu, February 09, 2006
I have been an Independant Representative for IAB for about 6 months (not an employee) just as your rep (Debra) . I cannot say how things worked prior to my joining, but I can be pretty assured the blame should be on the rep. We are explicitly instructed that we are to tell all potential prospects that we do not sell insurance, that we are an association of benefits and we sell a membership. IAB stands for 'International Association of Benefits'... should be self explanatory. We provide members with benefits, both insured & uninsured. When you joined, you should have received a members manual that had all the details. I agree that something should come of this, & maybe that rep has been terminated, but I don't see IAB the one to be blamed. The rep appears to have represented the company in a fraudulent manner. I say appears because I've only been in for 6 months, so I can't speak for anything prior to that time. I see nothing negative in IAB. We help those that have no insurance or are under-insured. The insured portions are covered by a blanket policy on the whole association by real insurance companies, but IAB is just the association. I hope this helps any future prospects for membership or associates, this company is on the up & up.
Mark
Hayes,#4UPDATE Employee
Thu, February 09, 2006
I have been an Independant Representative for IAB for about 6 months (not an employee) just as your rep (Debra) . I cannot say how things worked prior to my joining, but I can be pretty assured the blame should be on the rep. We are explicitly instructed that we are to tell all potential prospects that we do not sell insurance, that we are an association of benefits and we sell a membership. IAB stands for 'International Association of Benefits'... should be self explanatory. We provide members with benefits, both insured & uninsured. When you joined, you should have received a members manual that had all the details. I agree that something should come of this, & maybe that rep has been terminated, but I don't see IAB the one to be blamed. The rep appears to have represented the company in a fraudulent manner. I say appears because I've only been in for 6 months, so I can't speak for anything prior to that time. I see nothing negative in IAB. We help those that have no insurance or are under-insured. The insured portions are covered by a blanket policy on the whole association by real insurance companies, but IAB is just the association. I hope this helps any future prospects for membership or associates, this company is on the up & up.
Mark
Hayes,#5UPDATE Employee
Thu, February 09, 2006
I have been an Independant Representative for IAB for about 6 months (not an employee) just as your rep (Debra) . I cannot say how things worked prior to my joining, but I can be pretty assured the blame should be on the rep. We are explicitly instructed that we are to tell all potential prospects that we do not sell insurance, that we are an association of benefits and we sell a membership. IAB stands for 'International Association of Benefits'... should be self explanatory. We provide members with benefits, both insured & uninsured. When you joined, you should have received a members manual that had all the details. I agree that something should come of this, & maybe that rep has been terminated, but I don't see IAB the one to be blamed. The rep appears to have represented the company in a fraudulent manner. I say appears because I've only been in for 6 months, so I can't speak for anything prior to that time. I see nothing negative in IAB. We help those that have no insurance or are under-insured. The insured portions are covered by a blanket policy on the whole association by real insurance companies, but IAB is just the association. I hope this helps any future prospects for membership or associates, this company is on the up & up.
Mark
Hayes,#6UPDATE Employee
Thu, February 09, 2006
I have been an Independant Representative for IAB for about 6 months (not an employee) just as your rep (Debra) . I cannot say how things worked prior to my joining, but I can be pretty assured the blame should be on the rep. We are explicitly instructed that we are to tell all potential prospects that we do not sell insurance, that we are an association of benefits and we sell a membership. IAB stands for 'International Association of Benefits'... should be self explanatory. We provide members with benefits, both insured & uninsured. When you joined, you should have received a members manual that had all the details. I agree that something should come of this, & maybe that rep has been terminated, but I don't see IAB the one to be blamed. The rep appears to have represented the company in a fraudulent manner. I say appears because I've only been in for 6 months, so I can't speak for anything prior to that time. I see nothing negative in IAB. We help those that have no insurance or are under-insured. The insured portions are covered by a blanket policy on the whole association by real insurance companies, but IAB is just the association. I hope this helps any future prospects for membership or associates, this company is on the up & up.