Paul
Tulsa,#2Consumer Suggestion
Sat, January 03, 2009
Maybe it is now.. But my wifes JCPennys deal is JCPennys and there is no Gemoney/Gems etc... I even have the bill for a recent purchase here and also my gemoney/carecredit online and for me its obvious they are not the same. But then maybe the way you bought the items might have put u into gems instead of jcpennys? ALL I know is I would never use GEMONEY (Carecredit) for anything but medical related.
Laurie
Haslet,#3Consumer Comment
Tue, December 23, 2008
Penney's probably knew nothing about it before hand and probably knows about it by now when people tried to use their credit cards for Christmas shopping and it was declined. Most received the letter informing them of this change weeks AFTER they were humiliated at the register. GEMB has been cutting everyone's credit limit across the board. it was a GEMB business decision only. You can file a complaint with the Federal Trade Commission