Trudi
Portland,#2Consumer Suggestion
Wed, January 03, 2007
The reason you could not get majestic visa to come up on a search is because it is not majesticcard.com it is majesticcard.NET. These three little letters can make a world of a difference. Try it!
Lemuel
Guernsey,#3Author of original report
Wed, April 05, 2006
There is no indication that the collector in San Diego turned my account over to Jefferson Capital nor did Jefferson Capital provide to me any proof they legitimately obtained the account. Every thing points to this being an "identity theft" of sorts. The company I owed money too all ready recieved, from the original collection company all they are going to recieve. I would be happy to pay all the money I owed to the company I origionally owed it to or pay double the amount Jefferson Capital paid for my account, but no more. But I am not about to get sucked in to redating the account or getting a high interest credit card I don't need. If the company had proved ligitimate on my searches I would have paid them and dumped their high interest card later. I could not verify they were ligitimate owners of the account. Your credit will not be built any faster than it would have by ignoring this offer. All you have to do to build credit is maintain timely payments to open accounts and stay within the limits. I recieved -- this year a Disney Chase Visa Card and a Chase Visa Card with a total credit limit of $8,000.00 in addition to the $8,000.00 limit my Citi Master Card has now after being maintained for 15 years from an original line of $600.00. You may need this starting point but as quickly as you can move to a reputable card company. And make sure you don't get in over your head. If something happens that you can't keep up all of your accounts pick the ones you can keep up and keep them clean.
Mona
Linden,#4REBUTTAL Individual responds
Mon, April 03, 2006
I have just read many negative comments regarding majestic visa. I want to state that I have received many annyoing calls also however, I can not dispute that I owed this money. Calls can be disturbing but put ypurself in their shoes they want their money!!! I decided to take advantage of the offer I made timely payments. I received my new credit card and I am ever so grateful for the opportunity to clear up an old debt and start building my credit again.