- Report: #330970
Complaint Review: Jefferson Capital Systems LLC - St. Cloud Minnesota
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Jefferson Capital Systems LLC
16 McLeland Road St. Cloud, 56303 Minnesota, U.S.A.
Phone:
800-928-6614
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Jefferson Capital Systems, LLC Company Wants Me To Open A Credit Card To Pay Off Disputed Debt St. Cloud Minnesota
I received a letter from Jefferson Capital Systems, Inc stating they are offering me a credit card to pay off a debt that is currently being collected by North Star Capital Acquisitions.
I called the number to find out what this debt even was and come to find out, it was a debt that I disputed with the credit agencies years ago because I did not open that account. The company was found not valid and it was removed from my credit report.
Well, the lady tells me that I have to pay this debt anyways and that it would be easer for me to open this credit card account (which I would have to pay $242.00 just to open) and then pay the debt in monthly payments adding up to $673.00.
I don't think so. I am the type of person that keeps everything and I still have my copies of my original disute letter along with the letters I received from the credit agencies and the new credit reports that were changed afterwards.
Well, I asked the lady how I get in contact with this NorthStar place, but unfortunately she did not have an address or phone number and said I should just look them up on-line.
I did that and there appears to be no such compnay as North Star Capital Acquisitions (as far as being a collection agency).
I will be checking my credit report, and if I see anything on there about this "new" old debt, they will hear about it.
Has anyone else had this happen or even know what either of these companies are or how to contact them?
Joseph
Batavia, Ohio
U.S.A.
I called the number to find out what this debt even was and come to find out, it was a debt that I disputed with the credit agencies years ago because I did not open that account. The company was found not valid and it was removed from my credit report.
Well, the lady tells me that I have to pay this debt anyways and that it would be easer for me to open this credit card account (which I would have to pay $242.00 just to open) and then pay the debt in monthly payments adding up to $673.00.
I don't think so. I am the type of person that keeps everything and I still have my copies of my original disute letter along with the letters I received from the credit agencies and the new credit reports that were changed afterwards.
Well, I asked the lady how I get in contact with this NorthStar place, but unfortunately she did not have an address or phone number and said I should just look them up on-line.
I did that and there appears to be no such compnay as North Star Capital Acquisitions (as far as being a collection agency).
I will be checking my credit report, and if I see anything on there about this "new" old debt, they will hear about it.
Has anyone else had this happen or even know what either of these companies are or how to contact them?
Joseph
Batavia, Ohio
U.S.A.
1 Updates & Rebuttals
James
Mahopac,New York,
U.S.A.
Similiar experience
#2Consumer Comment
Sun, November 16, 2008
I also recieved a letter from Jefferson Capital about a debt that I had paid in full and closed five years ago. They threatened me with legal action unless I opened a new credit card to pay a debt that was already paid years ago. I called them myself and explained the situation with no help from them at all. I then retrieved my credit report with the proof that this debt was paid and called them back an hour later. Before I could even say anything they told me the offer had been withdrawn and they couldn't pull up any information on me (in only an hour!). Luckily I did not fall for this but unfortunately some people are. I have filed claims with the Better Business Bureau (www.bbb.org) and the Federal Trades Commission (www.ftc.gov). I would suggest you consider doing the same to help prevent others from falling for this. The FTC has already filed suit against Jefferson Capital for "Deceptive Credit Card Marketing." Of course as you were explaining in your post, the most important thing is keeping an eye on your credit report which you can do for free at www.annualcreditreport.com and disputing anything fradulent as soon as you see it.
