- Report: #365450
Complaint Review: JP Morgan Chase - Ramsey New Jersey
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JP Morgan Chase
Spring Street Ramsey, 07446 New Jersey, U.S.A.
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Ms. Gopal - Branch Manager - JP Morgan Chase $5 Check Cashing Fee For Non Account Holders Ramsey New Jersey
Last week I tried to cash a check at the Ramsey Chase bank. I was quickly informed that there was a $5.00 fee for the privelege. I was quite stunned, and asked to see the Bank Manager. She quickly informed me that the company check I was drawing upon did not have a check cashing agreement with Chase, however, for this one time only, they would make an allowance, provided I did not come back to cash another check. Unless, of course, I open an account with Chase.
Being quite upset, I went to the company that gave me the check, and they unilaterally assured me they had a check cashing agreement with with Chase, with no fees attached. I then obtained a copy of the agreement and waited for the next check to be issued to me.
Today, I again received a check, and, with agreement in hand, returned to Chase. I met with the Branch Manager and asked her to produce something in writing stating that no check cashing agreement existed. She refused, and said that had to come from the check issuer. Producing the agreement, I continued to sit at her desk as she squirmed and fiddled with her computer to "check further".
As the heavens opened up and a miracle happened, there was the agreement that "just came in" as we sat there.
I find that the overall practices of JP Morgan Chase are not only shoddy, but also fraudulent. Chase takes usury to a new level. My only regret is that I did not have a $5.00 check to cash to nail them for fraud.
I would love to hear from anyone with the same experience and if there is a known class action in progress.
Holly
Ramsey, New Jersey
U.S.A.
Being quite upset, I went to the company that gave me the check, and they unilaterally assured me they had a check cashing agreement with with Chase, with no fees attached. I then obtained a copy of the agreement and waited for the next check to be issued to me.
Today, I again received a check, and, with agreement in hand, returned to Chase. I met with the Branch Manager and asked her to produce something in writing stating that no check cashing agreement existed. She refused, and said that had to come from the check issuer. Producing the agreement, I continued to sit at her desk as she squirmed and fiddled with her computer to "check further".
As the heavens opened up and a miracle happened, there was the agreement that "just came in" as we sat there.
I find that the overall practices of JP Morgan Chase are not only shoddy, but also fraudulent. Chase takes usury to a new level. My only regret is that I did not have a $5.00 check to cash to nail them for fraud.
I would love to hear from anyone with the same experience and if there is a known class action in progress.
Holly
Ramsey, New Jersey
U.S.A.
