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Kelly Millard Read the fine print Internet
I received a Credit One Bank "Platinum" credit card. However, I apparently failed to read the fine print. Not only does this company charge you interest from the DATE of purchase (even if you pay your balance off in full each month), they charge a 75.00 yearly fee just to have the card.
Additionally, when you try to make a payment on-line the only was to have access to your credit line is to wait 7+ days for them to "clear the payment", or pay a 9.99 fee to have it "clear" right away.
Everytime you call them, they try to force a credit protection service on you FIRST and waste your time listening to the message.