Patrick
Gilbert,#2Consumer Comment
Mon, August 01, 2005
Paula, Regarding your report, I noticed you said something about ordering your credit reports. According to the FACT Act passed by Congress last year, everyone is entitled to one free annual credit report from each of the Big 3 credit reporting agencies. In order to get your free reports, just go to www.annualcreditreport.com. This will ask for some basic information from you, then send you on to each of the websites for the Big 3 to get your report. One word of caution though. The main site is sponsered by the Big 3, and as I said, eventually you are taken to each of their sites. When you get there, make sure you are selecting your free annual report. These guys still want to make money off you, so they will try to trick you into getting something that you have to pay for. One person reported here that they got signed up for a credit monitoring program, which carries a monthly fee. But, this is still a good way to get copies of your reports. You can even have them displayed online immediately, and print off a copy. Just be sure not to give out your credit card or banking information, as none of that is required to get your reports. Good luck.
Carol Ann
Las Vegas,#3Consumer Suggestion
Mon, August 01, 2005
The television news in Las Vegas reported a few days ago, that a company by the name of Zabase online was giving anybody who asked for information everything they need to know to rip you off. One reasonable solution is a credit freeze that is presently available in only 5 states. Call your state representatives, email them and tell them that this is what's needed in your state to stop identity theives. You can also report this person to Federal Trade Commission, Internal Revenue Service for criminal complaints and recieve a reward. The US Treasury Department and fvi.gov/submit a tip. I'm sure they are more than willing to give him a social disease called a jail sentence. Good luck and I hope this helps.