Complaint Review: Kramer and Kaslow - Irvine California

Just the Start of BAD things to come for ALL these crooks.............



Press Release

August 18, 2011
For Immediate Release
Contact: (415) 703-5837

Print Version
Attachments 
Attorney General Kamala D. Harris Sues Law Firms Engaged in National "Mass Joinder" Mortgage Fraud
SAN FRANCISCO --- Attorney General Kamala D. Harris today announced that the California Department of Justice, in conjunction with the State Bar of California, has sued multiple entities accused of fraudulently taking millions of dollars from thousands of homeowners who were led to believe they would receive relief on their mortgages.

Attorney General Harris sued Philip Kramer, the Law Offices of Kramer & Kaslow, two other law firms, three other lawyers, and 14 other defendants who are accused of working together to defraud homeowners across the country through the deceptive marketing of "mass joinder" lawsuits. "Mass joinder" lawsuits are lawsuits with hundreds, or more, individually named plaintiffs. This is the first consumer action by the Attorney General's Mortgage Fraud Strike Force.

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Good news!  The mass joinder lawsuits seems to be working.  Those who joined the lawsuits will be rewarded.  http://www.huffingtonpost.com/2011/07/06/fdic-mortgage-lawsuits-bank-foreclosures_n_891689.html    Consolidated litigation group is helping me well

I found this. http://www.prweb.com/releases/2011/5/prweb8372611.htm.   I dont know how involved is Kramer in lawsuits these days.  But consolidated litigation group by attorney Christopher Van Son is doing a good job for me.   I was lucky to find the right intake group representing him because there are many different intake groups doing different things.

Why did they change their name "Dan"? And learn to spell counsel--it is not "council", which you should know if you have legal experience. Not "illegal" experience "Dan".  See what the CA State Bar says about you and your fellow snake oil salesmen..... 


Another warning about loan modification scams issued April 2011 By Nancy McCarthy Staff Writer When Los Angeles lawyer Luis Rodriguez responded to a summons-like mailer soliciting him to join other homeowners in a lawsuit against the Bank of America, he was told he qualified to be a plaintiff and had only to donate $6,000 to sign up. Rodriguez, a deputy public defender and member of the State Bar Board of Governors, was told the bank had misled consumers, but high caliber lawyers would handle the case. Be patient, he was told; these cases take a year or two to resolve. And, he was promised, he would receive some money.

The solicitation came to Rodriguez home and although he once had a BofA loan and had refinanced, the bank was no longer involved. But he apparently was a target of the latest marketing effort to attract homeowners who, unlike Rodriguez, are facing foreclosure. (Rodriguez did not join the suit.) The California Department of Real Estate issued a consumer alert last month warning mortgage holders to beware of such solicitations by lawsuit marketers who request upfront fees to file mass joinder or class action lawsuits with promises of extraordinary home mortgage relief.
The marketing materials variously claim a class action lawsuit may already have been filed and a homeowner can join as a plaintiff and can stop paying the lender, the lawsuit will help modify a home loan, or filing a lawsuit will stop the homeowners payment obligation and foreclosure. One Internet advertisement claims, . . . at the very least, damages could be awarded that would reduce the principal balance of the note on your home to 80 percent of market value and give you a 2 percent interest rate for the life of the loan.

The marketing materials always seem to suggest with hyperbole that the result an individual homeowner can get is everything from a cash settlement to reduction in the loan or what they call an equity strip, which means they get the home free and clear, said Wayne Bell, DRE chief counsel. Such claims, he added, are often overblown and exaggerated. But people are desperate for some kind of hope, and this gives them the hope.

The mass joinder and class action solicitations are the latest in a long list of ways to deal with the housing foreclosure crisis that began in 2009. The Department of Real Estate issued consumer alerts and fraud warnings early on about loan modification scams, in which lawyers took fees upfront but then did none of the promised work to help clients avoid foreclosure. In October 2009, Senate Bill 94 became law in California, prohibiting lawyers from collecting upfront fees in loan modification or mortgage forbearance matters.

Scammers quickly followed up with schemes related to short sale transactions, forensic loan audits, false and misleading claims of special expertise and credentials related to home loan relief services, and other real estate and mortgage relief swindles. In January, the Federal Trade Commission also banned advance fees but carved out an exception for lawyers who meet certain conditions. For the most part, however, SB 94 trumps the FTC ban and prohibits lawyers from collecting advance fees for loan modification work.

The newest claims, usually made via direct mailers and the Internet, offer both legitimate-sounding litigation services and promises of extraordinary remedies, all with the goal of taking and getting some of your money, Bell said.
The State Bar, which created a loan modification task force in 2008 to handle a groundswell of client complaints about lawyers who commit misconduct in that area, is starting to receive complaints about lawyers who offer to add clients to a class action lawsuit. Each client generally pays a non-refundable fee, anywhere from $3,000 to $9,000, to be added as a plaintiff. Bar investigator Tom Layton said he believes thousands of people have been solicited and signed up, and he estimated bogus foreclosure litigation operations may have collected between $10 million and $15 million. It is unclear whether lawyers are engaging in marketing, doing legal work or sharing fees with non-lawyers.
An Internet search of terms like foreclosure defense, mortgage litigation and mass joinder produces no shortage of results, including an invitation to join a lawsuit against the Bank of America that claims 1,200 plaintiffs. Bell provided a flyer from an operation claiming to represent a nationwide group of attorneys that explained that distressed homeowners have three options when considering whether to hire a lawyer start making payments on your home, move out and either pay rent or a new mortgage or hire a lawyer.  By hiring an attorney, the flyer says, you not only get the immediate protection and assistance you need to prevent you (sic) lender from taking your home but you also have a chance of getting a much lower payment, lower principal balance and in some cases elimination of the mortgage altogether.
Another site advises simply, Sue Your Mortgage Lender. It talks about [a] secret conspiracy that transpired among a vast network of blood-thirsty financiers. . . and asserts that [b]ankers along with loan officers were utilizing bribery and kickback strategies to sway real estate appraisers. . .The site includes a 16-page retainer agreement with a fee based on the value of the consumer's property value. The smallest retainer fee is $4,000.

A solicitation circulating in the Hispanic community in Los Angeles offers for $10,000 we can get you your home for free.
Bell urges consumers to be skeptical about marketing pitches and to carefully vet lawyers and examine claims that lawsuits can protect homeowners from foreclosure. He explains that litigation can be expensive and protracted and there are no guarantees with respect to the outcome. Mortgage rescue frauds are extremely good at selling false hope to consumers with regard to home loans, Bell warns. The scammers continue to adapt and to modify their schemes as soon as their last ones became ineffective.

Hello,

I am representing mass litigation alliance group llc; an independent consulting, marketing and advertising company. Our Company has an affiliation with several real estate professionals nationwide, and we are trying to provide reasonable consultation to prospectively interested clients and based on their credentials and particular situation, and real estate professional's expertize, trying to assist consumer with evaluation and actual pre-qualification of their personal situation. It is absolutely free of charge and clients that will be willing to be introduced to real estate professionals, absolutely free to decide whether they would like to proceed with initial process of business-client relationship, or not.
Unfortunately, there are so many thing going on in regards to joinder lawsuit that we are all getting confused. I know that there are several Real Estate Attorneys and Attorney Offices trying to help homeowners that are in need of their actual services. Some clients willing to have private legal council and some of them willing to do so, but cannot financially afford legal fees. Which is why idea of mass joinder lawsuit is becoming more and more popular on consumer level.
As far as the legality of actual joinder lawsuits that has been filed by several Attorneys, can be easily obtain from any of the public records. For your information, Kramer and Kaslow is not the only company that is trying to proceed with Joinder Lawsuit. Actually, based on my knowledge one of the first joinder lawsuits that has been filed against Bank of America was a case, where Mitchell Stein and Associates, reputable law corporation, along with Spivak and Associates, reputable law corporation, are the ones that are trying to fight for the consumer rights. Afterwards, Kramer and Kaslow filed several joinder lawsuits and hired Mass Litigation Alliance, PLC, reputable Law Corporation, as the only national intake center for Kramer and Kaslow. Please visit home page of Kramer and Kaslow at www.kramer-kaslow.com and you will locate a hyper link to Mass Litigation Alliance PLC - www.masslitalliance.com I was trying to get a hold of Kramer and Kaslow and they did forward me to Mass Litigation Alliance PLC as their only intake center. After several conversations with Representatives of Mass Litigation Alliance PLC I got offered to become their affiliate and assist qualified consumers to assist with their need, wishes and requests. So far, I was working with many prospective clients, and unfortunately not every case were accepted by the Attorneys. Although 5 prospective clients became clients of Mass Litigation Alliance PLC and/or its venture partners and I am still in touch with them and do not have any complaints, whatsoever... One of my clients also informed me that they have received an invoice for every financial transaction that took  a place per clients content. Also, after 30-40 days of legal work that Mass Litigation Alliance PLC provided to a client, client informed me that they received a copy of an amendment to actual complaint and found their actual name on one of joinder lawsuits that has been filed by Kramer and Kaslow.
So far, I know that a lot of people posting different positive or negative remarks about different law offices and getting myself different calls from different people stating that some people charge some fees upfront. I believe that people need to make sure that they are not paying anybody else but the Attorneys, in case if they are planning to engage in Attorney-Client relationship. 
For instance, our office got several calls from so-called Jason, who claims that his customers getting cross-sold my our company without even us knowing it. This gentlemen did not even wanted to tell his name and was trying to make me say that I am "selling" something that we are not even doing. I am glad that I have a VOIP system that were able to get his number and I am willing to do my own investigation.

Bottom line is that there are many different individuals and companies that doing shady business and at the same time trying to destroy any other legitimate businesses.

Thanks everybody for spending your time on reading my story and feel free to share your thoughts.

Respectfully,

Dan
Mass litigation alliance group, llc