This people promise you will be getting a very good interest rate they even tell you that they win nine out of ten cases and the only thing they do is take your money, they don't even work on your case. Very bad customer service. Especially a girl they have there Michelle bustos you leave her messages and no answer back. They promise me a 2percent interest rate to the most 4percent they got answer from my bank that I donwan qualify for this and they kept insisting for me to be late on my payment.