Vagirlinsc23
Staunton,#2Consumer Comment
Thu, September 25, 2008
I received a message on my home phone from the same place. The message that I received was that the second I got this message I needed to call the number back which was 714-912-6054 and to not disregard this message. If I did not return the call the man said the only thing he could do was wish me good luck. I had no idea what this was about so when I got off work I called the number back. The man who answered the phone wanted me to immediately verify my personal information. I stated to him that if he had all of my personal information in front of him and I was returning a call then there was no need for me to verify anything. He then went into stating that his client US Bank was filing criminal charges against me for bank fraud, wire fraud and check fraud for an internet payday loan. He then stated that I needed to contact my attorney and let them know what I had done and also to contact my probation/parole officer if I have one. I tried to explain to this man that I did not take out this loan and that someone has stolen my identity because I had been receiving calls about numerous other weird things like car loans and such which I did not apply for or try to apply for. I asked him what his name was and he refused to give me that information. I asked him what the name of the payday loan company was and he said that it was US Bank and they owned over 300 internet payday loan companies. I asked him the specific name of the loan company and he said that he didn't have that information on the affidavit. I asked him the date that this loan was taken out and he said he didn't have that information either. I then asked him what the amount of the loan was for and he didn't have that information either. He stated to me that I would arrested and would have to have bail money. He also said that with attorneys fees, court fees and the loan money it would be a total of $5,484.47. I told him that I would call them back. I searched online and found that anyone who takes out any kind of payday loan and does not pay can't have any criminal charges brought against them. They can only have a civil suit brought against them. I called them back later that night and told the second person that I talked to that they were making illegal threats against me. He then transferred me to his supervisor Jim Freeman who told me US Bank was going under the Federal Banking Regulations. I told him again that it was not me who took out this loan and that the most they could do was a civil suit and then hung up. This is either a scam or a collection agency in Orange, CA who is using illegal collection practices to obtain money from innocent people. I ended up filing reports with the FBI, Federal Trade Commission, California Attorney General's office and the State Corporation Commission. These people that I talked to spoke in very broken English and could hardly understand what I was saying. When I told them that I was contacting my Attorney General's office the follwoing morning they told me that I needed to contact them back within 24 hours to give them the attorney's name and phone number so they could send the affidavits to the attorney. These people didn't even know or understand what an Attorney General was. I had to tell them that it was the attorney for my state. What a bunch of crooks. I didn't and will not send them any money at all.
Stacey
Dallas,#3Consumer Comment
Sat, September 13, 2008
ABC news did a report on these people They use celebrities names and threaten people with arrest and court Just a big scam And if they call again let them know that you know it is a scam