Flynrider
Phoenix,#2Consumer Comment
Tue, February 26, 2013
I'll not comment on the financial implications of leasing a 14 yr. old car.
So you got a quote from this company and it was high. What's your problem? No one is making you buy insurance from them.
Insurance rates are based on how many people in a particular risk category a company needs and the features of the policy. In this case, this company obviously is not looking for customers in your category and the policy has features that you apparently don't like, hence the higher rate.
Your assumptions about things that "Only rich people could afford " are a little skewed as well. For example, I can't afford a new Maserati. That doesn't make it a ripoff.