On 12/24/08 I applied for a pay day loan with Loan Shop Online. Though the loan has not been paid in full yet, it has accrued interest and my balance is now $840. They continually put payments through my checking accounts at their own leisure with no assuance or payment arrangements made with me. When I have no cash in my account, I get charged overdrawn fees.
My Bank of America account checking account is now $1200 overdrawn due to the constant unauthorized withdrawls they have made and the bank had charged $35 for each withdrawl the loan shop made an attempt to pull from my account. Sometimes, they would try to withdraw funds more then once a day or several times in one week.
Since then, bank of america has closed my account and reported me to the credit bureau and I am unable to open any other checking account now. Most of debt from this account is from the $35 Insuffienct fund fees as a result of the Loan Shop continually making daily and weekly unauthorized EFT withdrawls from my account in order for them to get their money. Now they continue to do the same with another checking account I have not authorized them to take any money from me and have not made payment arrangement with them to give them permission to take money from my account but they continue to do it at their leisure. II have paid many $20 ISF fees with my second account as well as they still attempt to take money out. The amount of money they choose to take varies from $90.00 to $350. Again, no payment arrangement has been made to authorize them to do this.
I would like this to stop because I feel they have violated the Fair Collection Laws with me and I don't know how I will even begin to clear my account with The Bank of America since the debt is so high. I feel very much taken advantage of at this point in time and I do not know what to do about it either and how to stop it. If anything, I would like all the $35 ISF fees refunded to my Bank of America account to help me settle my debt with them.
Karl
Highlands Ranch,#2Consumer Comment
Fri, November 11, 2022
type in 481536 at this site and read all of the consumer comments for extremely important information and spread it all over the worldwide web.
Thank You
Karl
Highlands Ranch,#3Consumer Comment
Thu, April 25, 2013
is still available in the consumer comments section at this Ripoff Report.
WELCOME TO AMERICA- ONE MASSIVE LIE THAT IS BEING EXPOSED ON THE INTERNET EVERY DAY
Karl
Highlands Ranch,#4Consumer Comment
Sun, April 01, 2012
is available in the consumer comments section at this Ripoff Report.
Thank You
***MORTGAGE ALERT: Feel free to type in the following numbers at this site and read the Ripoff Reports for important information if you have a mortgage in the USA-
860374
837982
803940
481508
736091
250108
496992
668678
566528
820700
513874
688047
750409
650691
476868
Karl
Highlands Ranch,#5Consumer Comment
Wed, November 09, 2011
will be submitted at this website soon.
Just type in 453956 at this site to see if it is available in the consumer comments section at Ripoff Report #453956.
Thank You
***MORTGAGE ALERT: Make sure to type in 481508 at this site and read St. Clair's Ripoff Report for valuable information if you have a mortgage in the USA.
Karl
Highlands Ranch,#6Consumer Comment
Wed, August 17, 2011
CREATURE POEM
There once was a creature
It smelled like dead fish
It was destroying our world
Step on creature- go squish!
Seems the creature liked war
It didn't grow from a seed
It was conceived in iniquity
Believed in corruption and greed
It was being exposed
By Becky-Sue and by Deb
By Cindy and Peter
On this thing called the web
Guess this poem is over
Time to cut off its head
We must chop off its claws
Creature's gone- Peace instead.
End.
"The Art of Peace is medicine for a sick world. There is evil and disorder in the world because people have forgotten that all things emanate from one source. Return to that source and leave behind all self-centered thoughts, petty desires, and anger. Those who are possessed by nothing possess everything." - Morihei Ueshiba
"Economy is the basis of society. When the economy is stable, society develops. The ideal economy combines the spiritual and the material, and the best commodities to trade in are sincerity and love." - Morihei Ueshiba
"Contemplate the workings of this world, listen to the words of the wise, and take all that is good as your own. With this as your base, open your own door to truth. Do not overlook the truth that is right before you." - Morihei Ueshiba
Anyone can type in 92641 at this site and read what was posted at 'Consumer Comment #109' at Ripoff Report #92641.
Thank You
POWER TO THE PEOPLE
Karl
highlands ranch,#7
Tue, August 18, 2009
the most recent Rip Off Reports.
Karl
highlands ranch,#8
Tue, August 18, 2009
GROCERY STORE and get a 'money order' to pay your bills from now on. You'll NEVER experience another OVERDRAFT FEE again, right?