I was charged 3 years interest on a check that was returned but cashed a few days later the Fee was $35.00 paid to Lobel ,they decided to put the $35.00 at the end of the loan without informing me ,and the charge a very HIGH interest on it about $30.00 very UNFAIR .I am paying 3 x the return fee. But I have to pay to GET the Title VERY UNFAIR