DAWN
Marcola,#2Consumer Suggestion
Sun, October 26, 2003
They also may not use any false or misleading statements; falsely imply they are attorneys or government representatives. If you feel that a debt collector or company has violated the law, you have the right to sue in a state or federal court within one year from the date the violation occured. If you win, you may recover money for damages you suffered plus and additional amount up to $1,000.00. Court costs and attorney's fees also can be recovered. A group of people may also sue and recover money damages up to $500,000.00. or one percent of the net worth, whichever is less. Report problems to your states Attorney General's office and the Federal Trade Coommission. Many states have their own debt collection laws and your Attorney General's office can help you determine your rights. The FTC works for consumers to prevent fraudulent, deceptive and unfair business practices in the marketplace. To file a complaint or get free information call toll-free 1-877-FTC-HELP (1-877-382-4357) or use the complaint form at www.ftc.gov