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  • Report:  #1461311

Complaint Review: Marg Hyland or Margaret Hyland Pegeen.com Jim Frank - Orlando Florida

Reported By:
Markey Mark and the fraud bunch - Orlando, Florida, United States
Submitted:
Updated:

Marg Hyland or Margaret Hyland Pegeen.com Jim Frank
Unknown Orlando, Unknown Florida, United States
Phone:
4079282377
Web:
Pegeen.com
Tell us has your experience with this business or person been good? What's this?

I was introduced to Marg Hyland of Pegeen.com in the summer of 2012 for my sisters wedding. We remained in contact since then. In the fall of 2014 I had an outstanding $5000. At the same time Pegeen.com was having financial issues. She asked if I would get more money on the loan and lend it to her for advertising purposes. In turn, she would pay the entire loan down to a zero balance. I was skeptical but, I had it in a text message, so at least there was something. I said ok. I got her an additional $8900, for a total of around $14,500. I asked that she not screw up because I did not want my credit score affected. Oh she was so reassuring, she promised she would not let me down. Ha. I asked that she please set it up so it goes out on the same day every month which we discussed while at the bank to make it easiest for her. She decided on the 28th of every month, and then it began. I believe the first two months were paid on the 28th and after that, there became excuse after excuse after excuse...the payment showed up anywhere from the 30th to the 12th of the following month. After over a year of this, it was no longer friendly. Having the emotional drain of having to check with her every month and then listening to all the excuses each month was exhausting. Then once the payment came through sometimes I had to transfer it to the loan, sometimes it went directly on the loan. Complete inconsistency. Marg claims she has paid over $12,000, and assumes that was some directed toward my initial loan. Hello!!!! There is interest. She had to pay interest because it had been so long. Now, I might have been curt, but i never once threatened her or her family or even her business. I have never done anything but help her when asked. It was she who chose the road of inconsistency. It was she who had excuses every month. Obviously I have proof of this via the loan print out. But, finally in 2018, around January, it came in on the 28th and was on an instant pay system. I was so relieved. Until June of 2018 when I got a call from the bank asking where Junes payment was. There was no email or text or call, nothing. So I had to contact Marg. She ignored me for awhile and then said she was sick of my attitude, she was not paying anymore. That I had become mean and vicious and was no longer friendly. Well, think about it. For two years every month was like pulling teeth. All respect was gone as each emotionally draining month went by. Anyone would become a bit more cold. It was business. All she had to do was pay it on the 28th as she said in the beginning of every month. Instead, she had to use different modes of payment and on all different days. And I was the one in the wrong, really?? I was gracious enough to loan her the cash when she needed it with a verbal agreement/contract that stated if I did get her the cash, she would pay it off entirely leaving a zero balance. Just because I did not have sympathy for her two thousand excuses and had to take the responsibility to ask where the payment was when it was not received on the 28th, does not give her the right to not follow through. I did my part, now it was her turn. Instead she went to the police and said I was harassing her. Clue....if she would have paid as she promised I would not have to contacted her at all. She broke our verbal contract and then wanted me to get in trouble for asking her why and how could she do this? How is it ok for someone to not pay a loan back, but not ok for the person left with the unpaid loan to contact them. To top it off, for her to cheat me out of the loan is civil, yet for me to contact her and ask why and demand an answer is criminal. Basically she can steal, and break contracts, and I cannot even ask her why or what the heck. Seriously??? Then I thought about small claims but according to one deputy, I did not have the correct address and no one would give it to me. So here I am, just stuck. Now, if I was a somewhat friend and this is what she did to me, what kind of business do you think she is running? A legit one? Doubtful. I will never do business with Pegeen.com ever again



3 Updates & Rebuttals

Michelle

West Richland,
Unbelievable Marg Hyland if Pegeen

#2REBUTTAL Individual responds

Mon, June 06, 2022

First off, I am not sure how many people would be kind enough to help out a "friend” by getting them a personal loan. I was. Don’t do it.

Second, Marg paid late every month. Now it was not past the 14 day grace period, but who waits for that to run out?

Third, as I researched and was given info about Ms. Hyland, she lives in a 1.5 million dollar house, on a lake, within miles of Disneyland. And she needed money from me??

Fourth, I ended up having to pay the remainder of her loan - or I should say the interest that accrued on the loan thought the two years.

Fifth, she chose to file a harassment suit for not nicely contacting her for owing me money. Now, as the judge laughed her out of court and said I myself should look into retribution for such a ridiculous waste of time, she thinks she was in the right. Go figure.

Sixth, it was no lie. Her dresses are super expensive for being no better than a dress bought at Macys. Granted you can get whatever color you want. Is it worth the price? That’s up to you.

Seventh, she used my daughters face on her "dress dreamer” design tool. I asked her to use something else, of course she refused. So let’s look at the facts….she begged for a personal loan for her company for advertising. I did it. She refused to pay the entire loan off.

I asked every way possible to do the right thing. She chose to go to her "attorney” instead. Remember, she needed 10,000 for advertising. Her "attorney?” How does he get paid? Because the one I had to hire cost another $5,000. She files a harassment suit against me for wanting my money back.

She gets laughed out of court - as well as laughed at by police for her evasive answers on her initial "report,” such as not knowing her birthday or what address she should put…so she has more than one house?? I paid the remainder of her loan bc it was easier than continuing in court.

Marg Hyland concocted multiple lies to wiggle her way out of repaying something I gave her in good faith. Sooo proud of her. As for buying from her company, we’ll depends what kind of people you like doing business with. I did absolutely nothing wrong to her. She made the choice to not keep her word, attempt to manipulate the law, and all while living in a multimillion dollar home and driving fancy cars.

All I did was trust someone. What a joke.


Marg

Florida,
United States
Rebuttal

#3REBUTTAL Individual responds

Thu, September 20, 2018

Let me start by identifying and clarifying the "anonymous person" report by the fictitious name "Marky Mark". The woman behind this report is Michelle Dorsh and the whole premise of her claim is false and misleading. I borrowed $8900 from her in 2015 because at the time, like many companies during the “Great Recession”, although I was able to pay my bills, I did not have as much extra money for advertising as I wanted.  She volunteered on more than one occasion to lend me some money, stating she had good credit and so I thought it was a good idea.  Dorsh had an existing credit line with a balance of $5000 because she previously loaned $5500 to a stranger, a salesman at a furniture store who skipped out and left her holding the bag on that loan.  She borrowed another $8900 for me and I agreed to pay the money directly to her bank with interest per the bank, WHICH I DID.  By May 2018, I had paid back $12,298.45 (principal on my loan, interest and then payment toward her original loan to the stranger).

I have not been given any interest statements as to the amount of interest paid. But by hypothetically calculating an interest rate of 8½ % my loan was paid off in October 2017, although I continued making payments of interest and principle to the original $5000. Perhaps Dorsh does not have the sophistication of knowing a loan is paid on time whether on the due date, just before or within the 10-day grace period. With one exception it was never late and was never reported to the credit bureaus.  By August, 2018 I became sick and tired of the nasty way she treated me especially since I was paying charitably on her personal “stranger who skipped out on her” loan.  Payment was always made to her bank. I always kept my replies to her harassment as nice and cordial however, once payment towards her own loan was being made, you would think once she would give a hey "thanks, thanks for bailing me out".  

I had been accused by Michelle Dorsh of reversing payments (she did not understand how to read a simple bank statement to understand money was deposited to her savings account then debited as the bank applied it to her loan). It doesn't matter if I paid from several different accounts, that is immaterial.

I offered to pay her previous loan she gave to a stranger because she was a nice lady who got stuck.  In June, sick and tired of messages like "where's my effin money" I decided that I would no longer pay anything toward her old loan.  I was no longer receiving any consideration or benefit and being denied the interest statements.  To be nice to someone who is gratuitously stalking and harassing you was just too much for me. 

Now instead she has criminal troubles because she harassed me by sending over 460 text and emails, cyberstalking and harassment by the definition of both state and federal statutes. Those actions are against the law.  Over 260 of these text messages were sent within minutes of each other within a 3-day period.  At that point, I had no choice but to go to the sheriff's office to file a report.  The detective has now sent the report to the State Attorney's office for prosecution, agreeing that the messages she was sending were more than enough to constitute my blocking them and filing a complaint.  Further, it was and still is in violation of the Federal Anti-Stalking laws and I will let her penalties and financial fines accumulate from there.  I won't continue to play the emotional games, that for whatever personal challenges Michelle Dorsh has, by continuing to answer any more of these false claims through this venue or any other venue.  


Joe

Dallas,
Texas,
United States
Collections Guy

#4General Comment

Tue, September 18, 2018

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