John
Louisville,#2Consumer Comment
Wed, October 15, 2008
Don't waste your time talking to these clowns. Mail a letter via certified mail with return receipt to them, simply state: Per the Fair Debt Collection Practices Act, I am requesting: - a copy of the original signed contract for this alleged debt - validation of the original Date of Delinquency for this alleged debt - validation that this alleged debt is within the statute of limitations for Open contracts (credit card debt). - validation of the Date of Last Activity for this alleged debt Per the Fair Debt Collection Practices Act, cease all verbal communications with me. * DO NOT sign your signature on any document that you mail to them. It could end up on a forged contract that can be used against you. Simply type your full name.