I will make this short and sweet... the rep that I dealt with, whose name is Anthony, fabricated most every claim and promise he made to me. "Smoke and mirrors" is the name of this company's game. Stay away and find a more ethical company. These guys are ready and willing to take advantage of anyone and everyone they can. Don't they know that they will reap what they sow? They could have great abundance by treating their clientele with care and proper due diligence, but they are lost and do not care. There is so much depreciatory reporting on this company. I only wish that I had seen it earlier. Good luck to you in your search and hopefully they will be put outof business soon.