Here's the scam they run. A sales rep will come to your home or business and offer you cheap processing rates, and a new credit card machine that you will have to pay $39 for three months, and then you get your money back. You give them all of your personal info, sign a merchant processing application and then they cut and paste your signature onto a non-cancelable 48 month lease agreement with a leasing company you have never heard of. Someone working for their company will call the leasing company pretending to be you and complete a recorded verification call saying that you have received the machine and that you agree to the terms of the lease. Then you are locked in!! If you try to call them again, they will hang up on you, be rude to you, or not answer your calls. Do not do business with these guys, and if you have, please file a police report. They are praying on small businesses and vulnerable people. SCAM!!