Giselle
Raleigh,#2Consumer Comment
Wed, October 26, 2005
You shouldn't call these people. Everything should be in writing. You should dispute the debt in writing and tell them they need to provide validation of debt. In other words, they need to prove that you do indeed owe the money they say you owe. Always send correspondence via a trackable method so that they cannot claim they didn't receive your letter. Please note: I'm not an attorney and only an attorney can give you legal advice. I'm just passing along the suggestions that were given to me when I had to deal with a similar situation.