Diana
Orlando,#2Consumer Suggestion
Fri, December 05, 2003
What Mecury Paid out.. I hate to see people get ripped off, but the one aspect of what you reported that I would like to address is the limit that Mecury Paid to you. In the State of Florida (I am a licensed Florida Insurance Agent), the minimum for Liability is 10/20/10, or $10,000 for bodily injury or property damage maximum per occurence, and $20,000 maximum in the policy year. If the person that hit you had minimum coverage only, the most you would receive total is $10,000. That is why Insurance Companies offer UNINSURED/UNDERINSURED Motorists coverage. I recommend to all of my clients that they carry this coverage. As vehicles go up in value, minimum limits are legal in Florida, but not adequate. Legally, as Florida is a no-fault state, your own Personal Injury Protection coverage (PIP) should cover your medical bills. Good luck!
Alex
La Canada,#3Consumer Suggestion
Fri, September 19, 2003
Many car dealers do not have Body shops within their facilities, and when they do have them they may be leased to a "third party" and when they are outside their facilities, it is most likely that the body shop is own by a third party also, and the car dealer will not assume any respossibility or liability for any and all problems you may experience there after, including , overcharging, poor repairs to your vehicle or waranty the repairs, this is because it is possible that the body shop is givin a good "deal" to the dealer in return for job referals, about mercury insurace. THEIR BUSSINES PRACTICES ARE UNORTHODOX, THEY ARE SORE LOOSER, THEY WILL FIGHT HARD AND USE ANY SCHEME IN ORDER TO SAVE A DOLLAR OR EVEN .50 CENTS