- Report: #1451165
Complaint Review: Meridian Bank - Doylestown
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Meridian Bank
1719 South Easton Road Doylestown, 18901 United States
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215-845-0550
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Meridian Bank I lost $6,000 Doylestown
I hired a contractor to begin working on my home. We drew up a contract, I would give him $6k to begin work, purchase supplies etc. At the last minute the contractor cancelled on me stating he couldn't begin work for months. I had given the contractor a postdated check. 3 weeks before I wrote the check I went into Meridian Bank requesting that the check not clear before the date written on it. I was absolutely assured by Alecia Rosado that everything was good. I phoned from work and requested a 'stop payment'. The person who answered the phone stated that the check already cleared. I stopped what I was doing, too5off from work and went down to Meridian Bank, at 4 pm. Alecia, the Bucks County/Montgomery County hot shots sat in her office until 4:22 pm. While speaking with her, she yelled, and screamed at me, telling me that I should have checked my contractor's references before writing a check. As I sat there her paramour/boyfriend walked in. He proceeded to grab her backside, made out with her heavily and then say, "I don't know which side you are on but isn't she hot?" Baby, when will you be done? He snickered, looking directly at me, and wandered off. The boyfriend was pulled to the side and afterwards I was called a bunch of filthy names in Spanish. The boyfriend/husband whatever he is does not know I was raised in Colombia, and understood everything. It was disrespectful, and immensely inconsiderate. Excuse me, for using this word over again but no other words can define the disrespect I was given. I believe this branch manager is immensely inconsiderate, disrespectful, and immensely tacky. Since this incident I have chosen to close my account. The issue was never resolved.
2 Updates & Rebuttals
Craig
Antioch,United States
Payable On Demand
#2Consumer Comment
Wed, July 11, 2018
Paper checks are payable on demand no matter what date you put on them.
Robert
Irvine,California,
United States
Your Story
#3Consumer Comment
Wed, July 11, 2018
Your story started off believeable, but adding in the Soap Opera which tells us there is probably more that you are leaving out or have some other motive for posting this.
As for the first part. Banks are under no obligation to refuse to cash a post-dated check. In fact the second you sign it the check becomes "legal tender" and cashed immediatly. The only time the date comes into play is if you try to cash a check that is more than 6 months old. That is considered a "stale" check and banks will still generally cash the check but go through additional steps before they release the funds.
Your issue isn't with the bank, it is with the Contractor. You need to go after the Contractor, if they refuse to return the $6,000 you may need to file a suit against them. For this amount you should be able to do it in Small Claims. You also need to contact the State you are in. As hopefully he was licensed and if so you can file a formal complaint against him.
