Melinda
Panaca,#2REBUTTAL Individual responds
Sun, August 15, 2004
i was young, had no credit, got divorced...nothing in my name, let alone mine anyway, half responsible anyway. so, i had to file bk chap 7, lawyer had his work cut out for him since i had no clue what the credit card scene was for my ex. providian was the second credit card i recieved after my bk. dillards was the first on the day of my bk hearing. providian not only gave me a credit card, which was awesome, couldnt get one before because i had no credit, but started w/ $1000 limit. no horrible fees, nothing like that. even maxed at $1000 my payment was resonable. they have helped me totally establish the credit i never had that went bad :) i now have 2 providian cards, one visa, one mc. still my fave company since they helped me through the hard times. my limit on my first one after 5 years is $5000. tempting, but try to avoid that number :) i have never had any complaints with them, even when i have been late with a payment, i just tell them why and they have been great. so, i am sooo standing up for providian!