- Report: #1028998
Complaint Review: MIDLAND FUNDING - Little Rock Arkansas
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Author Confirmed
Why?
MIDLAND FUNDING
Little Rock, 72203 Arkansas, U.S.A.
Phone:
866-530-7442
Web:
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MIDLAND FUNDING I received a citation and petition, that a default judgement may be taken against me for 1543.96 plus 6% interest for a Discover Card debt that is 6 1/2 years old. ripoff Little Rock Arkansas
When I answered my door the man told me that he had important documents for me to sign. When I look for him to issue me a pen and the paper to sign he handed me a citation document that stated that a default judgement may be taken against me. In this document it states that I owe 1543.96 plus 6% interest.
I was very puzzled because on my 2006 credit report I had a charge-off on the Discover card. They reported in the document that the original creditor sold goods, merchendise and MIDLAND is sueing me for these items or purchases made. They also state that they have documents that I owe this amount as of June 2006. I remember speaking to someone about the debt, however I don't believe agreed to pay anything. What do I do?
Vonita
Lancaster, Texas
U.S.A.
I was very puzzled because on my 2006 credit report I had a charge-off on the Discover card. They reported in the document that the original creditor sold goods, merchendise and MIDLAND is sueing me for these items or purchases made. They also state that they have documents that I owe this amount as of June 2006. I remember speaking to someone about the debt, however I don't believe agreed to pay anything. What do I do?
Vonita
Lancaster, Texas
U.S.A.
2 Updates & Rebuttals
Billy
Henderson,Texas,
U.S.A.
Time
#2Consumer Comment
Thu, June 07, 2007
In the state of texas they have only 4 years to take you to court ( no matter what they say). If the debt is 6 1/2 years old, Then it will come off your credit report when it becomes 7 years old.
Vonita
Lancaster,Texas,
U.S.A.
MIDLAND FUNDING LITTLE ROCk, ARKANSAS
#3Author of original report
Wed, June 06, 2007
I am confused about this legal documentation I have recieved from Midland Funding it does not have a Judge's name and the date that it was filed was back in October 2006. I have to respond by 10:00 a.m. Monday next following the expiration of twenty days after I was served. It states that it was issued May 15, 2007 but I did not recieve until May 29, 2007. Do I have until May 29, 2007 or the 15th? ELIZABETH NEU who states that she is an employee of Midland, states that she has the account and finanical information concerning Midland credit Management and that I have failed to make payments on the account. The document also states that Exhibit A shows that I owe $1543.96. How do I fight this? I have never financed anything through MIDLAND. The credit card debt that I had was through Discover and it appeared on my credit as a charge off. How do I write my response? What do I need to say but make sure that can take my statement and turn it around to benefit them?
