MONIQUE CAUDLE OF ALTCHARGE.COM IS A FRAUD! This company took $60 out of my account without notifying me without permission claiming I had applied for some payday loan. They obviously bought my information from another company and used it to steal $60 like they do to many other poor hardworking people. I emailed the company and received an email back from this Monique person claiming that she is in charge of refunds and claiming to send a refund check. I cashed the check and because the account had no funds I am now being charged $60 by my bank. I am out $120 because of these fraudsters. How can this be legal? Google her name and check all the horrible things that come out. These people need to be deported!