Complaint Review: MTE financial - Albuquerque New Mexico

I received a phone call from a company called G&A Services (an investigative company) claiming that MTE financial was trying to track me down to collect money from me for check fraud for a check i wrote in 2007.......I had filed bankruptcy in 2007/2008 and everything i had was put on the BK.  Anything i couldn;t add or get discharged i made payment arrangements with and had paid them in full, including any payday loans i had outstanding.  4 years later i got a call that i owed  money to Quick Cash which is associated with MTE Financial.  I kept very good records from before and during my BK and didn;t have Quick Cash listed on my BK paperwork or on any other paperwork that i owed them any money of any form. I was told that i had a court order against me for fraud and that i had to pay $1,140.69 and that would put a stop to any procedings.  Of course i don;t want to get in trouble or end up in court so i paid them the money.  Sometimes when you go to apply for a cash advance and submit all the info including the routing number, account number, etc, you can change your mind and opt out of the cash advance...i did this numerous times as i wasn;t quite sure if i wanted the advance or not.  When i filed for BK all of my accounts were automatically  closed including my bank account which was  on the BK.  They held this against me and G&A Services said that i had closed my checking account and that i shouldn;t have????  I didn;t have a choice it was up to the BK courts.  All of my open accounts were closed at the time of filing BK.  I am  now out of pocket for a cash advance i don;t remember making.  I was looking up this company, MTE Financial online and they have alot of complaints against them for doing practices that are unethical.  I also checked to see if Quick Cash is a member of the CFSA  and they are, which means that if i had owed them money and if i had paid them back they can;t proceed with any criminal action and yet they are claiming i  did check fraud????  I don;t know what to think now and i;m wondering if anyone else is going to come after me claiming the same thing!!!!!!  I don;t owe anyone anymore money from 2007 and everything i have owed or continue to owe since my BK discharge of 2008 i have paid and am continuing to pay on........Has anyone else had this kind of trouble with MTE Financial and if there is a class action lawsuit i would like to be apart of it.  The problem i have is if i had owed any money etc etc from 2007, why did it take 4 years to get a hold  of me, when i have used the same home addresses and iv;e had the same work addresses since 1979 and 2006......I could easily have been got a hold of, especially through mu job that i have had since 1997 and who's phone number etc,etc would have been put on my application if i had  applied for any cash advance.  The gentlman named Michael Jagro from G&A Services was extremley rude to me  on the phone, when i was asking questions as to how i could have any check fraud if i had paid back people i had owed money to??  It was a horrible experience from G&A Services and he made me feel like a criminal.......I hope no one goes through this over a cash advance.