John
Memphis,#2Consumer Suggestion
Thu, February 27, 2003
Contact your bank and have this ACH transaction cancelled. You actually have 60 days to do it under federal law but a speedy response is always better. Make it VERY clear to your bank that you were defrauded. Since there is no signature involved the bank would have a very weak case. If they calam there's a recording of you authorizing it you can claim the recording was doctored. If the bank hems and haws at all just threaten legal action. ACH fraud is becoming a big business and banks need to learn a hard lesson that voice recordings are virtually worthless in a dispute. There's simply no way to verify the recording is an accurate representation of the transaction. You cancelled at the very end which is legal. They omitted that in the recording which is illegal. Let the bank take its lumps. Don't back down, you will win.