I received an email on 4-25-2014 for National Credit Services LLC saying I owe them $1,025 for a payday looan I took out with them which I know is a scam I have not taking out a payday loan in years after I became disabled and they it was too out on 6-14-2013 which I also know is not true Ive been disabled since 2012 and have not taken out no payday loans and they had some of my personal information and SS number and threating FBI arrest if the payment is not received.