I am a guy that is going through a lot scams internationally from copyrights infringement of my ideas to general public lies that is declining my reputatuon for employers not to hire me through satanic munipulation. As results this situatuion put me in a low income situation that leads me to barely be able to pay for bills. Therefore i am not going to be able to pay for a student loan $4,076.31. Inaddition, i am living under the poverty line which is closr to destitute.