This company charges between 18%-25% for their services. This is a ripoff!!! The program is designed to ruin your good credit when NDRS collects your hard earned money and refuses to pay your creditors. Peter Jacoves uses the scam money he gets from NDRS to purchase a new Bentley and drives it to work to show off his "accomplishments". High pressure sales tractics by commission only sales people. This company has other complaints online, including the BBB in North Carolina and Texas. BUYER BEWARE of Nationwide Debt Reduction Servcies and Peter Jacoves!