I was approved by this company for a $5000 loan. My loan officer was Amy Stevens. I was told I would receive my loan after paying 3 months of payments in advance. I sent $450.00. I was then told my credit score was lower than originally reported and I need to send an additional 3 month payment. I sent another $450 dollars and was given a disbursement time. When the disbursement time came. The loan was not there. I tried calling but their phone was disconnected. No one responds to emails. I have not heard from these people. They stole my money. They are definitely a ripoff.