Georganna
Palmer,#2Consumer Comment
Sat, February 18, 2006
You need to WRITE to Vanderbilt and Oakwood. Demand all copies of reciepts, work order, etc. proving the debt they claim against you. Inform them you dispute any and all claims they have against you and cease any and all debt collection attempts until the copies have been sent to you.(careful, they will try to send itemized statements or a copy of your original contract, they will ask you to pay a "copy" fee) You do not need to wait for a response from Vanderbilt/Oakwood, send a COPY of your letter and COPIES of all contracts, letters etc. to the Attorney General of Tennessee (obtain their address and complaint form on their websight) Make sure your complaint includes "will you please help" or "can you interviene" privacy laws will not allow them to get involved unless you do. You may also do the same with the Attorney Generals Office of N. Carolina as well as Texas. Contact all 3 credit reporting agencies and file a dispute with them (this can also be done over the internet) Watch out, their is a collection Agency in TX that Vanderbilt/Oakwood uses, SYNCOM. They are very nasty people, as soon as you hear from them. Send them the same letter you sent to Oakwood/Vanderbilt. You should know that Oakwood filed bankruptcy in 2004. They cannot file a claim against you in any court. How much business have you done with Vanderbilt? Have you signed any contracts with them? I think your statute of limititations is up (as well as theirs) but you might try spending the small court fee and taking them to small claims court. Charge them for all the phone calls, postage, copies etc. Even if you loose, knowing they spent thousands on a lawyer to come defend themselves will at least make you feel a little better.