Complaint Review: Ocwen FSB - Orlando Florida

Dear Victim of Ocwen and others reading this who need help. I may have some good news for you. I was put into foreclosure with Ocwen and I got refinanced within three months. Here is how I did this. Contact the following people: 1. FTC in Washington D.C. and the NCRC (National Community Reinvestment Coalition). They have a predatory lending rescue fund. Contact Person: Mr. David Berenbaum. (Vice President of the NCRC) and he will have a housing specialist help you get your paperwork together to refinance your home. National Community Reinvestment Coalition 733 15th Street, NW Suite 540 Washington, DC 20005 202.628.8866 202.628.2327 (fax) 2. Also write the OTSOffice of Thrift Supervisionthey regulate the federal banks (not doing a great job, but they are!!) and tell them directly about your plight with Ocwen, without any low blows or slang talk. They will send you back a letter and it will uphold Ocwen, but you send back a rebuttal letter and mark and tell of where there are mistakes. They rewrote me back and the OTC had to agree that I had paid the entire time with cashed checks that I had sent, etc. back a rebuttal letter and mark and tell of where there are mistakes. They rewrote me back and the OTC had to agree that I had paid the entire time with cashed checks that I had sent, etc. The OTC will also forward a letter to Ocwen and Ocwen has a chance to rebuttal you but it is all lies.Don't pay any attention to it.but keep it to further your cause of them putting false charges against you. Thrift Supervision, Northeast Regional Office, 10 Exchange Place, Jersey City, NJ 07302. Denby, Richard E [[email protected]] The OTS is on the Internet at ots.treas.gov and you can e-mail from that. On the class-action area contact these folks: 1. Kweku Hanson in Connecticut Kweku Hanson [mailto:[email protected]] Send him your information and facts with the following information: (From the www.ripoffreport.com site A statement from Mr. Kweku Hanson: to all the victims of Ocwen We are however well underway in suing them on behalf of you and every other victim. Due to the volume of emails, I suggest that you read the email below the line, and send me as soon as you can a DETAILED Affidavit (meaning a notarized statement) regarding your victimization. Please include xeroxes of cancelled checks or correspondence with Ocwen and/or Moss Codilis if you have these available. Your email query has been read with interest, and forwarded to me for a response, as I am the named plaintiff in the case (and also a lawyer). Basically, Ocwen takes borrower funds in various ways (as documented by at least 100 Affidavits we have in our possession from folk nationwide): 1. Failing to timely credit borrower funds on a consistent basis; 2. Horrendous Customer Service on their 800 lines (yet S&P and Moore's all gave Ocwen their highest ratings for customer service); 3. Failure to respond properly and timely to borrower inquiries (regarding loan payments) as required by law (RESPA Section 6); 4. Use of threats to collect mortgage payments allegedly due; 5. Holding borrower payments for several days or weeks before crediting, just to create late charges; 6. Imposing forced hazard insurance on borrowers, even if the borrowers and their insurance companies send or fax proof of coverage; 7. Diverting borrower funds to "suspense" or "miscellaneous" accounts, improperly diverting funds to escrows; charging "future late charges" (whatever the heck that means); 8. Refusing to issue timely payoff figures and always inflating same by thousands of dollars; 9. Sending borrower accounts to Moss, Codilis, their national collection lawyers What we have asked folk in the past is to send us an AFFIDAVIT or notarized statement regarding: 1. Who they are 2. What their relationship to Ocwen is 3. How Ocwen has mismanaged their loan servicing, eg. misapplying payments, losing checks, changing bogus late charges, failing to respond to borrowrer inquiries, charging for bogus forced hazard insurance, charging for bogus escrows miscellaneous charges, WE ARE ASKING ALL OCWEN VICTIMS TO RUSH IN A SWORN, NOTARIZED STATEMENT (OR AFFIDAVIT) ABOUT THEIR EXPERIENCES (PAST OR PRESENT) WITH OCWEN AS FF: We have told everyone who has inquired about the format of an Affidavit that it should include at a minimum the following: 1. Who you are (i.e. name, address, phone and/or email) 2. Property address (if different) 3. What your connection or relationship is to Ocwen (e.g. borrower, or daughter of elderly person whose loan is being serviced by Ocwen) 4. What problems you have had with Ocwen (e.g., always posting your timely sent payments late; always charging you for forced hazard insurance after your insurance co. sends them proof of your coverage; refusal to give you timely or accurate payoff information so you can refinance with another company; failure to credit some of your payments at all; demands that you send funds via overnight mail or Quick Collect; harassing and repeated phone calls to your job and home at various hours; refusal to give you payment history or to properly research your disputes about your payment history; refusal to correct derogatory credit info sent to credit bureaus; foreclosure; forcing you into bankruptcy; etc. 5. Regarding Moss, Codilis, if those collection lawyers have also harassed you or inflated their bills or issued threats, etc. 6. What you want the COURT to do to Ocwen or about this case (e.g. to shut Ocwen down; to fine Ocwen; to punish Ocwen; to certify a class of Ocwen victims; to let Ocwen keep abusing customers, etc. IN OTHER WORDS, YOU HAVE TO THINK OVER EVERYTHING OCWEN HAS DONE TO YOU AND PUT IT DOWN IN A LOGICAL OR CHRONOLOGICAL FASHION IN A SWORN, NOTARIZED STATEMENT AND THEN RUSH IT TO US FOR FILING WITH THE COURT HERE. If you have all your records (cancelled checks, etc.) mention that you have all documentation about phone calls, correspondence, cancelled checks, etc.) somewhere in the Affidavit. Thank you for attending to this, so that perhaps the Court here can act fast and save your home as well as those of others in the same boat. We already have over 150 Affidavits, but want to "overkill" these robber barons. From Kweku Hanson in Conn. 2. There is also a class-action suite in Chicago at www. Combs.com. Edelman, Combs, and Latturner. (www.combs.com One of the items that they are working on is the false insurance charges against the Ocwen victims. 3. Class action suite in New York/California Andie J. Janos, Esq. Lieff, Cabraser, Heimann & Bernstein, LLP 275 Battery Street, 30th Floor San Francisco, CA 94111 Tel: 415.956.1000 Ext. 358 Fax: 415.956.1008 [email protected] 3. http://www.lieffcabraser.com It will take a while for these class-action suits to come to justic, but they need to have everyone join the ranks to show the number of people hurt in Ocwen's doings. . For yourself keep a log of every happeningevery phone call, fax etc. and to whom and when you talked and what was said. This is really a hard battle to fight and there seems like very little light at the end of the tunnel, but stand strong. Also if you can send in big bucks ($2000) to Ocwen, put the money to better use and hire an attorney. They have the law to stand behind and have more guts that having you to take all the blows. They carry some clout and are out there to defend you and more on equal ground with these legal monsters. Just keep the facts straight in a diary, and stand like you have done nothing wrong. There should be no way a business can take you over in the manner that Ocwen has to so many. In fact, make readable concise story of what has happened to you with facts and send the same story to everyone so you won't have to recreate the wheel every time. Put it in an attachment and email it to everyone. Make everything traceable, certified mail, with return, cashier's checks, etc., And last but not lease, keep in touch with the rip off report site: http://badbusinessbureau.com/results.asp?submit22=Search+All+The+Latest+Rip-Off+Reports+Now%21&q1=ALL&q2=&q3=&q4=&q5=ocwen&q6=&q7= Hope this helps you all and may God bless your efforts.