Being a Senior Citizen, I watch my checking account on a daily basis. I was charged $39.95 on May 10, 2018 without my authorization. I do not know who this company is and did an internet search and found they are a credit watch company from Dallas Texas. Phone number: 800-972-7204. I've alerted my bank and will be calling them today but I'm sure they will give me a song and dance and I won't get the money back. Rip off! They claim I have a membership from "America's Most trusted credit, identity and Family solutions." I do not have a membership nor would I want one!