Laurie
Haslet,#2Consumer Suggestion
Thu, July 24, 2008
www.fair-debt-collection.com lots of information and form letters to use when dealing with collection agencies, these letters include the laws that apply. Based on your complaint - most of what they did is illegal. They are not allowed to discuss your collection with anyone else. They can make calls to others in an attempt to reach you only. They cannot discuss it with anyone else. 1. they have to prove the debt is yours first - never acknowledge it is yours even if it is. get the proof of debt first. See the website above for the correct letter. 2, Send a cease and desist letter forcing them to stop contacting you - letter available on website 3. Use registered mail with receipt so they cannot claim they never received anything. 4. Just because they claim to be an attorney does not mean they are. I had one agency claim that to involve me in my son's debt. Turned out he was not attorney and I got him fired for pretending to be. Most of all be very careful what you say and how you say it, it is best not to do any business over the phone. Get yourself a recording device to record your phone conversations with them so you have back up to any phone calls.
Steve
Bradenton,#3Consumer Suggestion
Thu, July 24, 2008
To the last respondent. A simple civil matter such as collections, can never turn into a criminal matter as you stated. No warrant for your arrest can be obtained for a civil debt collection issue. Big Difference between civil matters and criminal matters. I can guarantee that you never recieved a legitimate warrant for anyone's arrest in the mail. It simply does not happen. Arrest warrants are executed, meaning cops show up at your door, break it down if need be, and you leave in handcuffs. You are then processed into jail. This will NEVER happen over a debt. Guaranteed. If these lowlife bottomfeeders did mail such a falsified and illegal document, you need to get criminal charges filed on them, among other actions.
Felicia
Hopatcong,#4Consumer Comment
Thu, July 24, 2008
Pressler & Pressler has been around for a long time and YES they do things underhanded and YES they get away with it but if you complain to the NJ State Bar Association and start pressure there, maybe we can get somewhere. However, I believe that one of those attorneys has a high rank in the pecking order with the NJ Bar Association. Also go to as many forums as you can and post your complaints everywhere! Believe me, eventually people notice and take action. This firm has gotton away with it long enough. I have a great story for you. They sent a collection notice to my house and long story short, there is a warrant for a person at MY address. Pressler & Pressler was able to sue, win, file, mail, have an arrest warrant etc. for someone that has NEVER lived at my home NOR ever owned my home. I am just waiting patiently for the day someone comes to my door looking for that person that probably doesnt even exist. They do skip tracing and they are not accurate in their searches but hey they will take the next best thing right? Pressler & Pressler are morons - if the sheriff's department ever come to my house I will write to the judge who signed the warrant and sue the pants off Pressler. I will go to Channel 12 news and poke fun at Pressler. This law firm thinks they have it all figured out. Read, get educated and ask for help when you think you will need it. I am going to start a blog - hopefully soon because I have a lot of legal knowledge, connections and knowledge that I want to share and help those in need. This has to end and there is nothing this firm or any other firm can do to me. Sue me for slander? Try it Pressler - I wish you would.
Steve
Bradenton,#5Consumer Comment
Sun, March 19, 2006
Gloria, debts of that type and age are sold for less than 1 penny on the dollar. A debt that was just charged off sells for 3 to 6 cents on the dollar MAX. Subpoenas are ALWAYS served, NEVER mailed. This is obviously another desperate ploy by some crackhead collector. As far as the levy on your account, they got this through a default judgement, or a summary judgement. Close that account. There are many ways to keep these fools from getting your money.. Also, unemployment is exempt from levy.
Bob
NUTLEY,#6Consumer Suggestion
Sat, March 18, 2006
Gloria Thank you for your rebuttal, There is a lawyer that has a class action V's P&P. Go to search button at ripoof.com, type in Pressler and pressler, click on report authored by pd Trenton nj. ... go to rebuttal at bottom of his report and read ... see Philip Steven Fuoco Attorney in haddonfield nj. if you call 411 information you can get his Phone #, contact him Good luck
Sherri
Piedmont,#7Consumer Comment
Thu, January 27, 2005
There is something not right. First of all, your bank account cannot be levied by a creditor (IRS and tax agencies excluded)unless they have an actual judgement against you. I would immediately ask the bank for a copy of this order. Have a feeling that it may be a fake, along with the signed "warrant." Where is the "Proof of Service"?Sounds to me as if they are trying to scare the hell out of you to get what they want, and if that is the case, you do have legal recourse. Personally, if in your shoes, I would file Chapter 7 bankruptcy. Also, what jurisdiction is this "civil court" supposedly in? If it is not local, they would likely have jurisdictional issues. If it is supposedly local, I would call the court and ask if they actually sent it. My guess is that they didn't. Please let us know what happens.