on july 16 i went to a wilco hess station with the intent and purpose to buy one of these paypal Mastercards. Having been familiar with greendot cards i thought this would have better expanded functionality. Not even a lttle bit. It costs $4.95 base fee + 4.95 subscription with the latter fee being taken after 36 hours. On the box it says you may call or go online to activate. That is a lie. You may only call, because everyone with a temporary card (i.e. store bought) has a block placed on it. It takes two to three days to connect to a preexisting paypal account. So there is no way to keep your $4.95 subscription if you dont call them and only call them. The packaging is misleading and will more often result in an extrs $4.95 taken from you. Robert the paypal supervisor i spoke with was vague and dodgy asserting 9/10 people can use their cards within the first 36 hours. Error after error, long wait. Afted long wait 20 minute wait average on their phones today....