Amy
USA,#2General Comment
Wed, July 25, 2012
Since they can't prove it, report to the FBI and inform that company that you are going to lump them in the payday loan scam with the other reports currently under investigation:
Furthermore, get back in touch with the your consumer reporting agencies and point out that the burden of proof is on the creditors. They need to show proof that they sent you the loan (cashed check banking wire transfer confirmation #, etc.) and they need proof (your signature) that you agree with their loan terms. If they can't show proof of those two things, the credit agencies have to take them off your credit history. If they provide fake information, you're required under law (your consumer protection) to receive a copy of whatever documents they send to the reporting agencies so that you have legal right to confront your accuser with your side of your proof and truth will show in the end, especially when it comes to electronic evidence such as banking transactions, etc.
I filed with the FTC & I filed with the FBI
I called to check on the FBI report and apparently these folks in India have been going around doing this with other phone numbers scamming people.
Apparently the FBI is working on this and the direct link on their website to the "payday loan scam" is http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710/
They FBI is calling this an "extortion" scam related to people who applied for payday loans.
The FBI is investigating this because their is a front man living here in America (who is from India) - The money initially goes to him in his American account and then he feeds the money to his "operators" who are located in India.
ABC News link:
http://gma.yahoo.com/phantom-debt-collectors-india-harass-americans-demand-money-221109715--abc-news-topstories.html
Report them to the FBI because it's still under investigation and there has been lawsuits filed against the indian guy who is living here in America.
To file with the FBI: https://tips.fbi.gov/
To file with the FTC: https://www.ftccomplaintassistant.gov/
They're still working on this case, but since the front man lives here in America and ABC went to his house and all the money initially goes to his account, this might be just the loophole that the FBI will need to get these folks stopped
Apparantly they've called well over 600,000 people and have made well over 5 million dollars from their scam. We need to stop them and since the front man resides in America, the victims should file a class action suit against this man and get back their money.
Some of the numbers they've used are:
213-289-3789
213-289-4422
323-570-4065
540 650 7602
585-641-4422
707-666-9613
7602694173
805-876-5159
814 326 9205
818-666-1697
Some of the names they've gone by:
John Smith
Terymi Mossage
Mark Smith
Max Campbell
Max Gamble (Attorney)
Ronnie Cooper
Steven Scott
William Johnson (Officer)
Company Names that they've gone by:
IC-3 (Internet Crime Complaint Center)
UNLD
Cash Advance America
AmeriCash