About two months ago, I noticed an unusual charge on my credit report for $511.50. It stated it was from Phoenix Financial. When I clicked on it, it said the original creditor was Alle Kiski. I believe that is a hospital in Pennsylvania that I have never been to. I lived in Pittsburgh, PA up until June 2016 when I moved to SC. Today, I get a letter from Phoenix Financial offering a discounted sertlement for $332.48. In this letter, it states the original creditor as Pendrick Capital Partners. This is not my debt & I need to find out how to remove it from my report & from their records so they can stop harassing me about it.